Side by side
PicPay vs Vipps
Both stand on peer-to-peer payment apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhoneWeb
PicPay offers account, payment, and other financial services for consumers and businesses, with free listed account plans and support for instant transfers. Users should consider the exchange-rate markup, while businesses should check the payment-device rental conditions.
Visit PicPay Free plan AndroidAPIiPhone
Vipps combines personal payments with a range of business payment options. Check the listed business charges and market availability against your needs.
Visit VippsThe facts
| PicPay | Vipps | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone, Web | Android, API, iPhone |
| Lowest paid plan | Free or on request | Login: 300 NOK a month |
| Plans published | 2 | 6 |
| Maker | PicPay | Not published |
| Website | picpay.com | vipps.no |
| On peer-to-peer payment apps | #11 of 24 | #15 of 24 |
PicPay: what it does well
- Transfers are instant, trackable, and schedulable.
- Consumer and business account plans are free.
- Consumer balances earn 102% of CDI on business days.
- PicPay Smart combines orders, inventory, and payment acceptance.
What to know first
- Transfers use an exchange-rate markup.
- Machine rental may cost R$49.90 monthly.
- Zero machine rental fees may depend on R$5,000 monthly volume.
Vipps: what it does well
- No user fee for payments, including tapping
- Supports Visa and Mastercard for contactless payments
- Offers split payments, requests, and instant transfers
- Business services include online and recurring payments
What to know first
- Sending money is listed for four Nordic countries
- Some business offerings have transaction-based charges