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PayPal for Business vs Xendit

Both stand on payment gateways. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

PayPal for Business

Free plan AndroidiPhoneWeb

Choose PayPal for Business if you need to accept varied payment methods or support recurring and marketplace payments. Its free account has no monthly or setup fees, while transaction fees still apply. Consider the listed paid pricing when evaluating costs for your business.

Visit PayPal for Business

Xendit

Free plan AndroidAPIiPhone+1

Xendit covers payment acceptance, payouts, recurring payments, and platform payments across multiple markets. Review country-specific integration availability and variable fees, along with the XenPlatform charges, before deciding how it fits your operation.

Visit Xendit

The facts

PayPal for BusinessXendit
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, iPhone, WebAndroid, API, iPhone, Web
Lowest paid planFree or on requestSee the plans
Plans published12
MakerNot publishedNot published
Websitepaypal.comxendit.co
On payment gateways#20 of 66#16 of 66

PayPal for Business: what it does well

  • Available on web, Android, and iOS.
  • Accepts cards, wallets, bank transfers, and vouchers.
  • Supports 130 currencies.
  • Includes recurring and marketplace payments.
  • API and SDK coverage is listed.

What to know first

  • Transaction fees apply to the free account.
  • Paid pricing is listed from $0.09.

Xendit: what it does well

  • Supports more than 100 payment methods.
  • Payouts reach 450+ banks and e-wallets.
  • Recurring payments cover cards, e-wallets, and direct debit.
  • Offers two-factor authentication and granular permissions.
  • Advertises 24/7 human support.

What to know first

  • Merchants must complete onboarding and activation first.
  • Transaction rates vary by type and volume.
  • Some products or SMS notifications may incur separate charges.
  • XenPlatform monthly platform fee is $7,500 a month.

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