Side by side

PayJunction Virtual Terminal vs Payline Virtual Terminal

Both stand on virtual terminal software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

PayJunction Virtual Terminal

Paid APIExtensionWeb

PayJunction brings invoicing, recurring payments, customer records, and integrations into a browser-based terminal. Review the listed rates and surcharge exclusions before selecting a plan.

Visit PayJunction Virtual Terminal

Payline Virtual Terminal is a staff-facing option for entering remote payments, with customer-facing hosted checkout and payment links also described. Confirm the processing relationship, configuration, data handling, and quote before choosing it.

Visit Payline Virtual Terminal

The facts

	PayJunction Virtual Terminal	Payline Virtual Terminal
Free plan	No	No
Open source	Not published	Not published
Runs on	API, Extension, Web	Android, API, iPhone, Web
Lowest paid plan	Free or on request	Not published
Plans published	3	None
Maker	Not published	Not published
Website	payjunction.com	paylinedata.com
On virtual terminal software	#18 of 28	#22 of 28

PayJunction Virtual Terminal: what it does well

Electronic invoices by email or text
Recurring card and ACH payments
Refunds and customer records
Chrome extension and REST API
Month-to-month service

What to know first

No free plan
Additional fees may apply
Surcharge option has eligibility exclusions
Single currency support

Payline Virtual Terminal: what it does well

Manually entered transactions do not need a physical reader.
Customers can pay through a hosted checkout or link.
Listed capabilities include cards, bank payments, and refunds.
API-based integration approaches are available.

What to know first

An approved merchant processing relationship is required.
Compatibility depends on selected tools and provider.
Some features depend on product, account, and configuration.

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