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nudge vs Sunny Day Fund

Both stand on employee financial wellness software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

nudge

Paid APIWeb

Employers looking for sponsored, personalized financial education should consider nudge for its broad topic coverage, multiple employee communication channels, and optional coaching. Organizations should be prepared to request custom pricing and use an employer-sponsored access model.

Visit nudge

Sunny Day Fund

Paid AndroidiPhoneWeb

Sunny Day Fund links emergency savings with employer payroll and benefits systems, offering multiple goals and optional employer contributions. Deposit restrictions, withdrawal charges, and employer-specific eligibility shape how employees can use it.

Visit Sunny Day Fund

The facts

nudgeSunny Day Fund
Free planNot publishedNo
Open sourceNot publishedNot published
Runs onAPI, WebAndroid, iPhone, Web
Lowest paid planFree or on requestFree or on request
Plans published11
MakerNot publishedNot published
Websitenudge-global.comsunnydayfund.com
On employee financial wellness software#17 of 28#21 of 28

nudge: what it does well

  • Personalizes education by location, life stage, goals, and benefits.
  • Covers everyday finances, investing, retirement, tax, and family finances.
  • Delivers prompts through email, SMS, WhatsApp, and Microsoft Teams.
  • Integrates with SAP SuccessFactors, Oracle, Workday, and API transfers.
  • Can include one-to-one coaching and live masterclasses.

What to know first

  • Individuals access nudge through an organization sponsoring it.
  • Pricing is custom and available on request.
  • Nudges average 10 to 15 sends per year.

Sunny Day Fund: what it does well

  • Multiple savings goals in one account
  • Optional employer incentives or matching
  • No-penalty withdrawals
  • Desktop and mobile browser access
  • SOC 2 Type II stated

What to know first

  • Outside transfers are not supported
  • ACH withdrawals cost $0.05
  • Check withdrawals cost $2.00
  • Pricing is on request

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