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NOWPayments vs PAYONE

Both stand on payment gateways. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

NOWPayments

Paid AndroidAPIiPhone+1

NOWPayments offers businesses several ways to accept cryptocurrency, alongside fiat options through supported providers. Account for blockchain network fees and the possibility of identity or company document checks.

Visit NOWPayments

PAYONE

Paid AndroidAPIiPhone+1

PAYONE combines online checkout, payment links, shop integrations, and Android terminals for retail merchants. Costs and contract terms vary by plan, including setup, transaction, monthly, or volume-based charges.

Visit PAYONE

The facts

NOWPaymentsPAYONE
Free planNoNo
Open sourceNoNot published
Runs onAndroid, API, iPhone, WebAndroid, API, iPhone, Web
Lowest paid planFree or on requestE-Com Pro: €19 a month
Plans published54
MakerNot publishedNot published
Websitenowpayments.iopayone.com
On payment gateways#36 of 66#40 of 66

NOWPayments: what it does well

  • Supports 350+ crypto coins and 75+ fiat coins
  • Offers invoices, subscriptions, buttons, and donations
  • API supports instant payment notifications
  • Lists 24/7 support

What to know first

  • Blockchain network fees are excluded
  • AML/KYC checks may request identity or corporate documents
  • Enterprise pricing is available on request

PAYONE: what it does well

  • Supports web, Android, iOS, and API access
  • Handles recurring and marketplace payments
  • Payment links can be sent through different channels
  • Android terminals include touchscreens and receipt printers
  • E-Com Starter connects with common shop systems

What to know first

  • No free plan is offered
  • E-Com Starter charges a 49,00 € setup fee
  • E-Com Starter also charges transaction fees
  • All Card Flat requires 36- or 60-month options

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