Side by side
Mono vs MX
Both stand on bank connectivity software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan APIWeb
Mono combines open-banking data, identity verification, and direct payments in one platform. Its products and developer tools fit businesses building these workflows, with account access based on explicit consent.
Visit Mono
Free plan AndroidAPIiPhone+1
Choose MX if your financial institution or fintech needs account connectivity, verification, and categorized financial data for digital experiences. Its free account is listed for up to 100 users; the Mobile Banking SDK is limited to approved third parties or contracted customers.
Visit MXThe facts
| Mono | MX | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | API, Web | Android, API, iPhone, Web |
| Lowest paid plan | Basic: 50,000 NGN a month | Free or on request |
| Plans published | 3 | 2 |
| Maker | Not published | Not published |
| Website | mono.co | mx.com |
| On bank connectivity software | #11 of 71 | #7 of 71 |
Mono: what it does well
- Real-time financial data access
- Connections to 50+ banks
- Statements available without coding
- Identity and liveness verification
- JSON and PDF statements
What to know first
- Basic plan capped at 100 accounts monthly
- Enterprise pricing requires contacting sales
- Paid service after trial
MX: what it does well
- Connects consumer financial accounts for a combined view.
- APIs support linking, verification, balance checks, and permission-based sharing.
- Direct OAuth connections can validate accounts in less than five seconds.
- Categorizes transaction data and aggregates investment accounts.
- Lists real-time refresh and PDF statements.
What to know first
- Mobile Banking SDK access requires approval or a customer contract.
- MX Platform pricing requires a demo request.