No. 16 of 70 ·Bank Connectivity Software

Mono

Web · API · paid plans from NGN 50,000/mo

Freedom report

One barScore 5.4

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Mono is ranked #16 of 70 in bank connectivity software on Freedom251. It runs on API, Web. A free trial is offered. Paid plans start at NGN 50,000/mo.

Mono plans and pricing

All plans

30-day trial Free 30 days · capped at 5 unique accounts monthly mono.co · 4 Oct 2026

Basic NGN 50,000/mo MONTHLY For small developer teams · capped at 100 unique accounts monthly mono.co · 4 Oct 2026

Enterprise band Not published Contact sales for more information mono.co · 4 Oct 2026

Compared on bank connectivity software

Free plan: No
Supported data types: account information, balances, transactions, statements, identity, income, assets, earnings, creditworthiness
Connection methods: internet banking, mobile banking
Refresh frequency: real_time
Statement formats: JSON, PDF
Multi-entity support: Yes

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The record

What it does: Mono provides businesses with financial data, identity verification, and direct bank payment services through open banking.
Connect: Connect lets businesses access real-time transactions, income, balances, and financial insights from linked bank accounts.
Bank connections: Mono says Connect offers pre-built connections to 50+ banks.
Statement Pages: Statement Pages lets businesses access up to 12 months of customer bank statements without coding.
Identity verification: Prove authenticates IDs, verifies documents, and checks liveness, with customers able to reuse verified data across participating businesses.
Fraud prevention: Prove offers liveness detection and document verification to identify deepfakes, photo spoofing, and forged IDs.
Products: Mono lists financial data, payments, and identity verification products, including Connect, Statement Pages, DirectPay, DirectDebit, Lookup, and Prove.
Integrations: Mono's coverage page lists banks and services including GTBank, Access Bank, Kuda Bank, Flutterwave, and Paystack.
API and SDKs: Mono provides an API reference and SDKs and libraries for developers.
Security: Mono says the platform is designed for secure access to financial accounts and that it uses security protocols to protect sensitive information.
Consent: Mono's end-user policy says it accesses and shares account information only with the user's explicit consent.
Support: Mono provides a support center and lists customer support among its resources.
Audience: Mono describes its platform as serving digital businesses that need financial data, identity verification, or direct bank payments.
Company: Mono says it was founded in 2020 and identifies its legal entity as Mono Technologies Nigeria Limited.
Price from: NGN 50,000/mo

Where it ranks on Freedom251

Best Bank Connectivity Software in 2026#16 of 70

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Sources

mono.co/about· checked 4 Oct 2026
mono.co/connect· checked 4 Oct 2026
mono.co/statement-pages· checked 4 Oct 2026
mono.co/prove· checked 4 Oct 2026
mono.co· checked 4 Oct 2026
mono.co/coverage· checked 4 Oct 2026
mono.co/legal· checked 4 Oct 2026
mono.co/pricing· checked 4 Oct 2026