Freedom251 › Bank Connectivity Software
Mono
What Mono is
Mono is an open-banking platform for digital businesses that need financial data, identity checks, or direct bank payments. Its Connect product provides real-time transactions, income, balances, and financial insights from linked accounts, with pre-built connections to more than 50 banks. Statement Pages gives access to up to 12 months of customer statements without coding. Prove authenticates IDs, verifies documents, and checks liveness; verified information can be reused across participating businesses. Mono also lists DirectPay, DirectDebit, and Lookup among its products. Supported data includes account information, balances, transactions, statements, identity, income, assets, earnings, and creditworthiness. Connections use internet or mobile banking, with JSON and PDF statement formats and real-time refresh. Developers receive an API reference, SDKs, and libraries. Mono says account sharing requires explicit consent and security protocols protect sensitive information. It offers web and API access, a free 30-day trial, and paid plans.
Who it suits
It suits digital businesses building financial-data, verification, or bank-payment workflows. Developers can use its APIs and SDKs for integrations.
What it does well
- Real-time financial data access
- Connections to 50+ banks
- Statements available without coding
- Identity and liveness verification
- JSON and PDF statements
What to know first
- Basic plan capped at 100 accounts monthly
- Enterprise pricing requires contacting sales
- Paid service after trial
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| 30-day trial | 30 days · capped at 5 unique accounts monthly | Free |
| Basic | MONTHLY · For small developer teams · capped at 100 unique accounts monthly | 50,000 NGN a month |
| Enterprise band | Contact sales for more information | On request |
As mono.co lists them, read 4 Oct 2026. The maker's own page has the final word.
Verdict
Mono combines open-banking data, identity verification, and direct payments in one platform. Its products and developer tools fit businesses building these workflows, with account access based on explicit consent.
Facts from Mono's own pages
- API and SDKs
- Mono provides an API reference and SDKs and libraries for developers. · mono.co, 4 Oct 2026
- Audience
- Mono describes its platform as serving digital businesses that need financial data, identity verification, or direct bank payments. · mono.co, 4 Oct 2026
- Bank connections
- Mono says Connect offers pre-built connections to 50+ banks. · mono.co, 4 Oct 2026
- Company
- Mono says it was founded in 2020 and identifies its legal entity as Mono Technologies Nigeria Limited. · mono.co, 4 Oct 2026
- Connect
- Connect lets businesses access real-time transactions, income, balances, and financial insights from linked bank accounts. · mono.co, 4 Oct 2026
- Consent
- Mono's end-user policy says it accesses and shares account information only with the user's explicit consent. · mono.co, 4 Oct 2026
- Founded
- 2020 · mono.co, 28 Sept 2026
- Fraud prevention
- Prove offers liveness detection and document verification to identify deepfakes, photo spoofing, and forged IDs. · mono.co, 4 Oct 2026
- Identity verification
- Prove authenticates IDs, verifies documents, and checks liveness, with customers able to reuse verified data across participating businesses. · mono.co, 4 Oct 2026
- Integrations
- Mono's coverage page lists banks and services including GTBank, Access Bank, Kuda Bank, Flutterwave, and Paystack. · mono.co, 4 Oct 2026
- Products
- Mono lists financial data, payments, and identity verification products, including Connect, Statement Pages, DirectPay, DirectDebit, Lookup, and Prove. · mono.co, 4 Oct 2026
- Security
- Mono says the platform is designed for secure access to financial accounts and that it uses security protocols to protect sensitive information. · mono.co, 4 Oct 2026
- Statement Pages
- Statement Pages lets businesses access up to 12 months of customer bank statements without coding. · mono.co, 4 Oct 2026
- Support
- Mono provides a support center and lists customer support among its resources. · mono.co, 4 Oct 2026
- What it does
- Mono provides businesses with financial data, identity verification, and direct bank payment services through open banking. · mono.co, 4 Oct 2026
Where Mono stands on Freedom251
- Bank Connectivity Software#11 of 71
- Unified Api#6 of 28
- Financial Data Aggregation Platforms#4 of 13
- Financial Data APIs#9 of 28