Side by side
Melio vs Plastiq
Both stand on bill payment software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhoneWeb
Melio brings bill capture, payment execution, and accounting sync into one business platform. Check the Go plan’s user and ACH limits, and note that the service is built for US businesses.
Visit Melio Free plan AndroidiPhoneWeb
Plastiq provides a broad set of payment methods and payment settings across web and mobile platforms. Its free plan lets users start without a listed paid price.
Visit PlastiqThe facts
| Melio | Plastiq | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone, Web | Android, iPhone, Web |
| Lowest paid plan | Free or on request | Not published |
| Plans published | 6 | None |
| Maker | Not published | Not published |
| Website | melio.com | plastiq.com |
| On bill payment software | #2 of 27 | #6 of 27 |
Melio: what it does well
- Captures bills by OCR or dedicated email
- Supports recurring and batch payments
- Syncs with QuickBooks, Xero, or NetSuite
- Mobile app manages payables and receivables
- Vendors can be paid without accounts
What to know first
- Go is limited to one user
- Go includes five free ACH payments monthly
- ACH payments after the allowance cost $0.50
Plastiq: what it does well
- Supports credit and debit card payments
- Accepts ACH/EFT bank transfers
- Offers recurring billing and payment links
- Provides in-person payment support
- Includes multi-currency support
What to know first
- No paid price is listed
- Listed details focus on payments, not accounting tools
Alternatives to Melio Alternatives to Plastiq The whole list