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Mastercard Employment Verification API vs Superunit Employment and Income Verification

Both stand on employment verification software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Mastercard Employment Verification API

Paid API

Consider Mastercard Employment Verification API if your organization needs employment and income verification through an API for lending, tenant screening, or background checks. The service supports multiple verification routes and report formats, while pricing is provided on request. The TXVerify paystub workflow has a specific file constraint: it requires the latest paystub per employment and cannot process files with multiple paystubs.

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Superunit Employment and Income Verification

Paid APIWeb

Superunit automates employer outreach and provides evidence-rich verification results through an API or portal. Its completion-based billing and pilot can help evaluation, but final costs depend on verification mix and volume.

Visit Superunit Employment and Income Verification

The facts

Mastercard Employment Verification APISuperunit Employment and Income Verification
Free planNot publishedNo
Open sourceNot publishedNot published
Runs onAPIAPI, Web
Lowest paid planFree or on requestEmployment & Income Verification: $1.50, paid once
Plans published11
MakerNot publishedNot published
Websitemastercard.comsuperunit.com
On employment verification software#18 of 29#21 of 29

Mastercard Employment Verification API: what it does well

  • Returns employment details covering up to 36 months.
  • Described as delivering digital verification results in seconds.
  • Offers paystub digitization or direct payroll-provider connections.
  • Report formats include JSON/XML data and PDF.
  • Supports Freddie Mac's Loan Product Advisor asset and income modeler.

What to know first

  • Pricing is available on request.
  • The TXVerify workflow cannot process files containing multiple paystubs.
  • Prospective customers are directed to request a demo.

Superunit Employment and Income Verification: what it does well

  • Phone, email, and fax outreach run in parallel
  • Supports API and bulk orders
  • Webhook or portal result delivery
  • Incomplete verifications are not charged
  • 30-day pilot available

What to know first

  • No free plan
  • No free trial
  • Rates vary by verification type and volume
  • Some specialized checks may carry a premium

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