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MACHBANK vs Maya

Both stand on money transfer apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

MACHBANK

Free plan WebiPhoneAndroid

MACHBANK provides a digital current account with browser and mobile access, domestic fee-free transfers, and international purchasing. Same-day bank delivery and tracking are listed, while exchange rates remain variable and the maintenance-cost condition has a deadline.

Visit MACHBANK

Maya

Free plan AndroidiPhone

Maya combines wallet, banking, payment, card, crypto, and investing functions in one app. Its free Basic account and broad transfer options are useful, while account limits and upgrade requirements matter when choosing an account.

Visit Maya

The facts

MACHBANKMaya
Free planYesYes
Open sourceNot publishedNot published
Runs onWeb, iPhone, AndroidAndroid, iPhone
Lowest paid planFree or on requestFree or on request
Plans published11
MakerMACHBANKMaya
Websitemachbank.clmaya.ph
On money transfer apps#45 of 81#41 of 81

MACHBANK: what it does well

  • Web, iOS, and Android access
  • Domestic bank transfers without fees
  • Same-day bank transfer speed stated
  • Upfront fees are displayed
  • Transfer tracking is available

What to know first

  • Variable exchange rates
  • Maintenance-cost offer has a December 31, 2026 deadline
  • Service is tied to stated account conditions

Maya: what it does well

  • Free Basic plan
  • Instant QR and phone transfers
  • Links up to 10 physical cards
  • Crypto and investing features
  • Buyer Protect insurance listed

What to know first

  • Basic account has ₱50,000 monthly limit
  • Upgraded account requires identity checks
  • No free trial

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