Side by side
Libretto vs Timeline
Both stand on financial planning software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Consider Libretto if you are an advisory professional seeking goal-based planning across a client’s total wealth, supported by document onboarding and client-ready materials. Look elsewhere if you are an individual client seeking advisory services directly, or if you need publicly stated pricing before arranging a demo.
Visit LibrettoTimeline pairs adviser planning tools with investment-platform functions and client access. UK advisers should note the Intelliflo-only API push limit and the distinction between its regulated platform services and unregulated planning software.
Visit TimelineThe facts
| Libretto | Timeline | |
|---|---|---|
| Free plan | Not published | A free trial |
| Open source | Not published | Not published |
| Runs on | Web | Web |
| Lowest paid plan | Free or on request | Timeline Portfolios: £0.09 a year |
| Plans published | 1 | 3 |
| Maker | Not published | Not published |
| Website | libretto.io | timeline.co |
| On financial planning software | #28 of 34 | #24 of 34 |
Libretto: what it does well
- Connects lifecycle goals with personalized asset allocation recommendations.
- Accounts for real estate, liabilities, private assets, and human capital.
- Supports AI-assisted document onboarding and strategy creation.
- Generates white-label reports and client letters.
- Includes a dedicated onboarding specialist and proactive support.
What to know first
- Pricing is provided on request.
- The platform is described as serving professional advisors, not individual clients.
- Specific integration partners are not named on its page.
Timeline: what it does well
- Cashflow modelling uses historical market data.
- FactFind supports customizable client data collection.
- Platform combines onboarding through portfolio management.
- Supports data from more than 20 platform providers.
- Planning suite includes a client portal.
What to know first
- API push-to-backoffice is limited to Intelliflo.
- That API feature requires a paid subscription or invested clients.
- Planning software is not FCA-regulated.
- Planning is listed at £135 + VAT per month.
Alternatives to Libretto Alternatives to Timeline The whole list