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Timeline
What Timeline is
Timeline is a web-based planning, investing, and platform ecosystem for financial advisers. Its cashflow modelling lets advisers test plans against historical market data and compare scenarios. Timeline FactFind provides customizable client data collection for UK financial advisers, and Pennee is an AI assistant for financial planners. The wider platform combines onboarding, transfers, trading, custody, portfolio management, and a client portal. It supports data from more than 20 platform providers and connects with Intelliflo, Plannr, and Woven through its Seccl partnership. API push-to-backoffice is currently available only for Intelliflo and requires a paid subscription or invested clients. Timeline Planning is described as exclusively for UK financial advisers. The company says its investing and platform services are provided by FCA-authorised Timeline Portfolios Limited, while its planning software is provided by Timelineapp Tech Limited and is not FCA-regulated. The platform states that client account information is held with 256-bit encryption and that clients are covered by the FSCS. Pricing includes Timeline Planning at £135 + VAT per month, with £1 for the first 30 days; portfolio and platform charges are also listed.
Who it suits
Timeline Planning is aimed exclusively at UK financial advisers. Its planning and platform tools may suit advisers seeking cashflow modelling, client data collection, investment services, and a client portal.
What it does well
- Cashflow modelling uses historical market data.
- FactFind supports customizable client data collection.
- Platform combines onboarding through portfolio management.
- Supports data from more than 20 platform providers.
- Planning suite includes a client portal.
What to know first
- API push-to-backoffice is limited to Intelliflo.
- That API feature requires a paid subscription or invested clients.
- Planning software is not FCA-regulated.
- Planning is listed at £135 + VAT per month.
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| Timeline Portfolios | 0.09% per annum; minimum requirements apply · access to full Planning suite included if at least £20 million of client funds are invested in Timeline Portfolios or Platform | £0.09 a year |
| Timeline Platform | 15 bps on the first £500,000 and 6 bps thereafter · £120 + VAT annual fee for drawdown clients | £0.15 a year |
| Timeline Planning | £135 + VAT per month; £33.75 + VAT per week; unlimited clients; cancel anytime · full planning suite · £1 for first 30 days | £135 a month |
As timeline.co lists them, read 9 Oct 2026. The maker's own page has the final word.
Verdict
Timeline pairs adviser planning tools with investment-platform functions and client access. UK advisers should note the Intelliflo-only API push limit and the distinction between its regulated platform services and unregulated planning software.
Facts from Timeline's own pages
- AI assistant
- Pennee is Timeline's AI assistant for financial planners. · timeline.co, 9 Oct 2026
- Audience
- Timeline Planning is described as exclusively for UK financial advisers. · timeline.co, 9 Oct 2026
- Company history
- Timeline's about page traces its history to Finalytiq's launch in 2016 and says Timeline launched in 2018 to help advisers address decumulation using real data. · timeline.co, 9 Oct 2026
- FactFind
- Timeline FactFind provides customizable client data collection for UK financial advisers. · timeline.co, 9 Oct 2026
- Founded
- 2018 · timeline.co, 28 Sept 2026
- Headquarters
- 70 Gracechurch Street, London, EC3V 0HR, United Kingdom · timeline.co, 28 Sept 2026
- Integration limit
- Timeline's help page says push-to-backoffice via API is currently available only for Intelliflo and requires a paid subscription or invested clients. · timeline.co, 9 Oct 2026
- Integrations
- The platform page says it connects with Intelliflo, Plannr and Woven through its Seccl partnership and supports data from more than 20 platform providers. · timeline.co, 9 Oct 2026
- Planning
- Its cashflow modelling lets advisers stress test plans against real historical market data and compare scenarios. · timeline.co, 9 Oct 2026
- Platform tools
- The platform combines onboarding, transfers, trading, custody, portfolio management and a client portal. · timeline.co, 9 Oct 2026
- Purpose
- Timeline describes itself as an integrated planning, investing and platform ecosystem for financial advisers. · timeline.co, 9 Oct 2026
- Regulatory status
- Timeline says its investing and platform services are provided by FCA-authorised Timeline Portfolios Limited, while its planning software is provided by Timelineapp Tech Limited and is not FCA-regulated. · timeline.co, 9 Oct 2026
- Security
- The platform page states that client account information is held securely with 256-bit encryption and that clients are covered by the FSCS. · timeline.co, 9 Oct 2026
- Support
- Platform advisers receive direct access to an experienced platform specialist and a single relationship team. · timeline.co, 9 Oct 2026
Where Timeline stands on Freedom251
- Financial Planning Software#24 of 34