RightCapital

Name: RightCapital
Price: 149.95 USD

Free trial AndroidiPhoneWeb

What RightCapital is

RightCapital is financial planning software for advisors building plans, exploring scenarios, and sharing results with clients. Retirement projections include Monte Carlo simulations, stress tests, and side-by-side comparisons. Advisors can analyze tax return data and model Roth conversions, equity allocation, and tax-efficient withdrawals. Snapshot creates personalized plan summaries that can be shared through a secure client portal or as a PDF. In the portal and mobile app, clients can view net worth, track budgets, edit transactions, and upload documents to the Vault. RightCapital lists integrations with custodians, CRMs, portfolio analytics providers, and other software, including Schwab, Fidelity, Redtail, Wealthbox, and Morningstar Advisor Workstation. It supports cash-flow, goal, insurance, and investment planning, alongside scenario analysis. The client app is available for iPhone and Android. RightCapital says personal information and uploaded documents are encrypted at rest with AES-256 and transmissions use HTTPS. Its listed Basic plan is $149.95 a year, billed per advisor per month, with an annual commitment required for the first year. A 14-day free trial is offered.

Who it suits

RightCapital is for financial advisors who need planning tools and a way to share summaries with clients. Its client portal and mobile app also suit clients who want to view their financial information and upload documents.

What it does well

Models retirement scenarios with Monte Carlo simulations.
Analyzes tax data and models withdrawal strategies.
Clients can view net worth and track budgets.
Integrates with Schwab, Fidelity, Redtail, and others.
Offers a 14-day free trial.

What to know first

No free plan is available.
Plans require an annual commitment for the first year.
Enterprise pricing requires contacting sales.

Limits

The 14-day trial is temporary, and there is no free plan. Basic is the entry plan at $149.95 per advisor per month, billed annually, with a first-year annual commitment.

Plans

Plan	Billed and limits	Price
Basic	Per advisor per month; all plans require an annual commitment for the first year. · Retirement, tax, insurance, investment, estate, business, and college planning · secure document vault · 40+ integrations · live support	$149.95
Premium	Per advisor per month; all plans require an annual commitment for the first year. · All Basic features · account aggregation · budgeting tools · Tax Analyzer · Iris AI planning agent · RightRisk assessment · one assistant access for an additional fee	$209.95
Platinum	Per advisor per month; all plans require an annual commitment for the first year. · All Premium features · team collaboration · custom asset classes · firm-level assumptions and data models · RightFlows workflows · assistant access for an additional fee	$254.95
Enterprise	Contact Sales. · Custom offering · firm-level insights · unified licensing and billing · API access · firm-level controls · compliance tracking	On request

As rightcapital.com lists them, read 2 Oct 2026. The maker's own page has the final word.

Getting started

Visit the RightCapital website.
Start the 14-day free trial.
Choose a plan; the listed plans are billed per advisor per month with a first-year annual commitment.
Use the web app or the Android and iOS apps.

Verdict

RightCapital combines advisor planning, tax analysis, and client-facing portal and mobile tools. Check the annual commitment and plan details against your practice’s needs before choosing a tier.

Questions

How much does RightCapital cost?

Basic is $149.95 per advisor per month, billed annually; Premium is $209.95 and Platinum is $254.95 on the same billing basis. All plans require an annual commitment for the first year; Enterprise pricing is available through sales.

Does RightCapital have a free plan or trial?

There is no free plan. A 14-day free trial is offered.

Which platforms does RightCapital support?

RightCapital is available on web, Android, and iOS. The client mobile app is available for iPhone and Android devices through the App Store and Google Play Store.

What does the Basic plan include?

Basic includes retirement, tax, insurance, investment, estate, business, and college planning, a secure document vault, 40+ integrations, and live support.

Does RightCapital integrate with other software?

Yes. Listed partners include Schwab, Fidelity, Redtail, Wealthbox, and Morningstar Advisor Workstation, alongside integrations with custodians, CRMs, portfolio analytics providers, and other software.

Who founded RightCapital?

RightCapital says it was founded in 2015 by brothers Shuang Chen and Song Chen.

Facts from RightCapital's own pages

Account aggregation: RightCapital says it does not store banking credentials, which are managed by Envestnet | Yodlee, and account access is read-only. · rightcapital.com, 2 Oct 2026
Client communication: Snapshot creates personalized plan summaries that advisors can share through the secure client portal or as a PDF. · rightcapital.com, 2 Oct 2026
Client portal and app: The client portal and mobile app let clients view net worth, track budgets, edit transactions, and upload documents to the Vault. · rightcapital.com, 2 Oct 2026
Company: RightCapital says it was founded in 2015 by brothers Shuang Chen and Song Chen. · rightcapital.com, 2 Oct 2026
Headquarters: 2 Enterprise Dr Ste 508, Shelton, CT 06484-4640, United States · rightcapital.com, 23 Sept 2026
Integrations: RightCapital integrates with custodians, CRMs, portfolio analytics providers, and other software; listed partners include Schwab, Fidelity, Redtail, Wealthbox, and Morningstar Advisor Workstation. · help.rightcapital.com, 2 Oct 2026
Mobile availability: The client mobile app is available for iPhone and Android devices through the App Store and Google Play Store. · help.rightcapital.com, 2 Oct 2026
Planning: The software supports interactive retirement projections with Monte Carlo simulations, stress tests, and side-by-side scenario comparisons. · rightcapital.com, 2 Oct 2026
Purpose: RightCapital is financial planning software built to simplify planning, enhance client engagement, and help financial advisors scale. · rightcapital.com, 2 Oct 2026
Security: RightCapital says personally identifiable information and uploaded documents are encrypted at rest using AES-256, and data transmissions use HTTPS. · rightcapital.com, 2 Oct 2026
Support: Advisor support is available by chat, phone, email, and scheduled case reviews Monday through Friday, 9:00 am to 6:00 pm Eastern Time. · help.rightcapital.com, 2 Oct 2026
Tax planning: Advisors can analyze tax return data and model strategies including Roth conversions, equity allocation, and tax-efficient withdrawals. · rightcapital.com, 2 Oct 2026
Trial: The product page offers a 14-day free trial. · rightcapital.com, 2 Oct 2026