Side by side
Ledger vs Zoro
Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan iPhone
Ledger focuses on pay-cycle organization with local storage and optional Australian tax estimates. Its iOS-only availability and local backup responsibility matter when choosing it.
Visit Ledger Free plan iPhone
Zoro focuses on private, device-based financial tracking without bank connections. Its broad ledger, document imports, and retirement tools are useful for manual record-keeping, while iOS availability and import limits narrow the fit.
Visit ZoroThe facts
| Ledger | Zoro | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | iPhone | iPhone |
| Lowest paid plan | Ledger Pro: $49.99 a year | Zoro Pro: $9.99 a month |
| Plans published | 4 | 3 |
| Maker | Ledger | Not published |
| Website | useledger.co | getzoro.com |
| On personal finance software | #125 of 181 | #129 of 181 |
Ledger: what it does well
- Pay-cycle budgeting
- Australian tax estimates
- Savings pockets and progress tracking
- No bank login required
- Free plan available
What to know first
- iOS only
- Australian tax estimates may not suit international users
- Local data may not sync between devices
- Paid plan costs 5.99 AUD monthly
Zoro: what it does well
- Tracks assets, liabilities, and cash flow
- Supports multiple currencies in one ledger
- Optional document imports with consent
- Retirement planning and historical backtesting
- MIT-licensed open-source software
What to know first
- No automatic bank synchronization
- Available on iOS only
- Free plan allows one monthly import after setup
- AI imports send selected data to Google cloud