Side by side
KMyMoney vs Trout
Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan LinuxMacWindows
KMyMoney provides broad desktop finance coverage at no listed cost, including budgeting, investments, imports, reports, and encryption. Platform-specific package and AqBanking limitations may affect installation choices.
Visit KMyMoney Free plan APISelf-hostedWeb
Trout offers a broad budgeting ledger with free manual tools, paid hosted features, and self-hosting. Check the investment limitations, provider-dependent bank history, and beta availability before choosing it.
Visit TroutThe facts
| KMyMoney | Trout | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Linux, Mac, Windows | API, Self-hosted, Web |
| Lowest paid plan | Free or on request | Hosted annual: €59 a year |
| Plans published | 1 | 5 |
| Maker | Not published | Trout |
| Website | kmymoney.org | trout.money |
| On personal finance software | #34 of 181 | #38 of 181 |
KMyMoney: what it does well
- Free and open-source
- Runs on Linux, macOS, and Windows
- Supports double-entry accounting
- Imports QIF and OFX files
- GPG encryption available
What to know first
- No free trial
- Windows builds lack AqBanking support
- Snap package is unmaintained
- Experimental Homebrew package is external
Trout: what it does well
- Free plan includes core envelope budgeting
- Supports 147 currencies
- Read-only bank connections
- AI can answer budget questions
- Self-hosting option under AGPL-3.0
What to know first
- Investment positions require manual entry
- Brokerage syncing is unavailable
- Bank history varies by provider
- Beta service has no uptime guarantee
Alternatives to KMyMoney Alternatives to Trout The whole list