Freedom251 › Personal Finance Software
KMyMoney
What KMyMoney is
KMyMoney is a free, open-source personal finance manager for Linux, macOS, and Windows desktops and notebooks. Built on KDE Frameworks technologies, it uses double-entry accounting to record personal finances and is intended to be approachable for non-technical users. Budgeting, bill tracking, and net-worth tracking organize everyday accounts. Scheduled bills, deposits, and transfers can enter the ledger automatically. Users can track stocks, bonds, and mutual funds, with online updates for stock and currency prices. Reports are configurable, may include charts, and can be exported as CSV files. QIF and OFX files can be imported, while GPG encryption protects financial data files with an optional recovery key. Account sync is listed as both. Linux installation options include distribution software centers, AppImage, and Flathub; signed DMG packages are provided for macOS. KDE CI/CD Windows builds do not provide AqBanking support. KDE maintains the project, with documentation, community forums, and user-support roles available. The KMyMoney plan is listed as free, and no free trial is offered.
Who it suits
It suits people seeking a free desktop finance manager across Linux, macOS, and Windows. It is especially relevant to users wanting double-entry records, investment tracking, imports, reports, and encrypted files.
What it does well
- Free and open-source
- Runs on Linux, macOS, and Windows
- Supports double-entry accounting
- Imports QIF and OFX files
- GPG encryption available
What to know first
- No free trial
- Windows builds lack AqBanking support
- Snap package is unmaintained
- Experimental Homebrew package is external
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| KMyMoney | Desktop personal finance manager | Free |
As kmymoney.org lists them, read 12 Oct 2026. The maker's own page has the final word.
Verdict
KMyMoney provides broad desktop finance coverage at no listed cost, including budgeting, investments, imports, reports, and encryption. Platform-specific package and AqBanking limitations may affect installation choices.
Facts from KMyMoney's own pages
- Accounting
- KMyMoney uses double-entry accounting principles to record personal finances. · kmymoney.org, 12 Oct 2026
- Account sync
- both · kmymoney.org, 19 Sept 2026
- Bill tracking
- Yes · kmymoney.org, 19 Sept 2026
- Budgeting tools
- Yes · kmymoney.org, 19 Sept 2026
- Encryption
- KMyMoney supports GPG encryption for financial data files, with an optional recovery key. · kmymoney.org, 12 Oct 2026
- Free plan
- Yes · kmymoney.org, 19 Sept 2026
- Import
- KMyMoney supports importing QIF and OFX files. · kmymoney.org, 12 Oct 2026
- Intended users
- The project aims to make an open-source personal finance manager that is especially easy for non-technical users. · kmymoney.org, 12 Oct 2026
- Investments
- Users can track stocks, bonds, and mutual funds, and update stock and currency prices online. · kmymoney.org, 12 Oct 2026
- Linux availability
- Linux users can install KMyMoney through distribution software centers, AppImage, or Flathub; the Snap package is currently unmaintained. · kmymoney.org, 12 Oct 2026
- macOS availability
- KDE CI/CD provides signed DMG packages for macOS, and an experimental Homebrew package is available from an external project. · kmymoney.org, 12 Oct 2026
- Maker
- The site identifies KDE e.V. as the KDE organization and says the project is maintained by KDE. · kmymoney.org, 12 Oct 2026
- Net-worth tracking
- Yes · kmymoney.org, 19 Sept 2026
- Purpose
- KMyMoney is a cross-platform personal finance manager for desktop and notebook environments, built on KDE Frameworks technologies. · kmymoney.org, 12 Oct 2026
- Report export
- Yes · kmymoney.org, 19 Sept 2026
- Reports
- Reports are configurable, can include charts, and can be exported as CSV files. · kmymoney.org, 12 Oct 2026
- Schedules
- Scheduled bills, deposits, and transfers can be set to enter automatically into the ledger. · kmymoney.org, 12 Oct 2026
- Support
- The project provides user documentation and community forums, and lists team members with user-support roles. · kmymoney.org, 12 Oct 2026
- Windows limit
- KDE CI/CD Windows builds do not provide AqBanking support. · kmymoney.org, 12 Oct 2026
Where KMyMoney stands on Freedom251
- Personal Finance Software#34 of 181