Side by side
iplicitPay vs OCTA AP Automation
Both stand on accounts payable software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid MacWebWindows
iplicitPay streamlines UK supplier payments by keeping authorisation, status tracking, and reconciliation in iplicit. Its per-successful-payment pricing and current UK-only scope should be checked against the organisation’s payment needs.
Visit iplicitPay Paid APIWeb
OCTA brings invoice capture, approval, payment, and reconciliation tasks into a broader finance workflow platform. Pricing requires a request, and the stated guided implementation timeline is 5–10 business days for most businesses.
Visit OCTA AP AutomationThe facts
| iplicitPay | OCTA AP Automation | |
|---|---|---|
| Free plan | No | Not published |
| Open source | Not published | Not published |
| Runs on | Mac, Web, Windows | API, Web |
| Lowest paid plan | iplicitPay: £0.40, paid once | Free or on request |
| Plans published | 2 | 1 |
| Maker | iplicitPay | OCTA AP Automation |
| Website | iplicit.com | weareocta.com |
| On accounts payable software | #65 of 97 | #69 of 97 |
iplicitPay: what it does well
- Pays suppliers through Open Banking inside iplicit
- Automatically reconciles cleared payments
- No fee for failed payments
- Charges £0.40 per successful payment
- No monthly fee, setup cost, or minimum volume
What to know first
- Supports UK domestic payments only at launch
- Requires UK banks that support Open Banking
- Does not replace BACS or manual payment methods
- International payments are planned for later phases
OCTA AP Automation: what it does well
- Routes invoices using visual approval rules
- Supports ACH, wire, cards, and checks
- Handles partial payments and overpayments
- Supports multiple entities and currencies
What to know first
- Pricing is available on request
- Listed platforms are web and API
- Most businesses go live within 5–10 business days
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