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Instarem vs Vipps MobilePay

Both stand on money transfer apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Instarem

Free plan AndroidiPhoneWeb

Instarem combines personal remittances with business payment tools across web and mobile. Registration is free, but transfer fees vary, and transfer timing depends on destination and payment method.

Visit Instarem

Vipps MobilePay

Free plan AndroidAPIiPhone+1

Vipps MobilePay covers wallet payments, checkout, recurring billing, and customer login across Nordic markets. Merchants should note transaction charges on listed products and the separate requirement for online Payment Integration.

Visit Vipps MobilePay

The facts

InstaremVipps MobilePay
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, iPhone, WebAndroid, API, iPhone, Web
Lowest paid planFree or on requestFree or on request
Plans published26
MakerInstaremNot published
Websiteinstarem.comvippsmobilepay.com
On money transfer apps#10 of 81#14 of 81

Instarem: what it does well

  • Personal transfers reach more than 60 countries.
  • Real-time tracking and upfront fee display are available.
  • Business payments cover more than 160 countries.
  • Bulk uploads can process up to 1,000 transactions.

What to know first

  • Transfer fees vary by amount, currency, and destination.
  • Some transfers take up to two business days.
  • Business Receive requires application and approval.

Vipps MobilePay: what it does well

  • Free plan is available
  • Supports Android, iOS, web, and API access
  • Instant transfers with tracking and scheduling
  • Recurring payments cover subscriptions and donations
  • Plugins listed for major commerce platforms

What to know first

  • Online payments require a Payment Integration product
  • Exchange rates are variable
  • App requires iOS 16+ or Android 6.0+

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