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Vipps MobilePay
What Vipps MobilePay is
Vipps MobilePay is a free Nordic mobile wallet for paying and receiving payments, available on Android, iOS, web, and through APIs. Businesses can accept payments online, in person, remotely, or on recurring schedules. Express checkout lets customers choose Vipps or MobilePay on checkout, cart, or product pages and share personal and shipping details from the app. Recurring Payments supports subscriptions, memberships, invoicing, rentals, parking, and recurring donations, while Login handles website or loyalty-club registration. The API includes payment requests, recurring billing, and identity confirmation. Free plugins are listed for Adobe/Magento, Drupal, Optimizely, Shopify, Shopware, Wix, WooCommerce, and WordPress, with varying feature support. Transfers are instant and can be tracked or scheduled, with variable exchange rates. Online payments require a Payment Integration product; Vippsnummer and MobilePay-nummer cannot be used for webshop payments.
Who it suits
It serves private users, partners, and merchants ranging from food trucks to large stores that need wallet, checkout, recurring, or login capabilities.
What it does well
- Free plan is available
- Supports Android, iOS, web, and API access
- Instant transfers with tracking and scheduling
- Recurring payments cover subscriptions and donations
- Plugins listed for major commerce platforms
What to know first
- Online payments require a Payment Integration product
- Exchange rates are variable
- App requires iOS 16+ or Android 6.0+
Plans
| Plan | Billed and limits | Price |
|---|---|---|
| MobilePay number — optional amount | 0.99% per transaction · In person | On request |
| MobilePay number — shopping basket | 0.99% per transaction · In person | On request |
| Integrated payments | 0.59% + 1 DKK per transaction; price changes automatically to 0.89% + 1 DKK from 1 January 2027 · API-based | On request |
| Payment links | 1.49% + 1 DKK per transaction · Online payments | On request |
| Login — 20–1,000 active users | EUR 30 excluding VAT per month · 20–1,000 active users | On request |
| Login — 1,001–10,000 active users | EUR 75 excluding VAT per month · 1,001–10,000 active users | On request |
As vippsmobilepay.com lists them, read 4 Oct 2026. The maker's own page has the final word.
Verdict
Vipps MobilePay covers wallet payments, checkout, recurring billing, and customer login across Nordic markets. Merchants should note transaction charges on listed products and the separate requirement for online Payment Integration.
Facts from Vipps MobilePay's own pages
- API capabilities
- The API platform includes ePayment for payment requests, Recurring for subscription billing, and Login for identity confirmation and profile information. · developer.vippsmobilepay.com, 4 Oct 2026
- App requirements
- The Vipps app is available from the App Store and Google Play and requires iOS 16 or newer or Android 6.0 or newer according to the app download help page. · help.vippsmobilepay.com, 4 Oct 2026
- Exchange-rate model
- variable · vippsmobilepay.com, 22 Sept 2026
- Express checkout
- Express lets customers select the payment option on checkout, cart, or product pages and share personal details and shipping from the Vipps or MobilePay app. · vippsmobilepay.com, 4 Oct 2026
- Upfront fee display
- Yes · vippsmobilepay.com, 22 Sept 2026
- Free plan
- Yes · vippsmobilepay.com, 22 Sept 2026
- Integrations
- Free plugins are available for Adobe/Magento, Drupal, Optimizely, Shopify, Shopware, Wix, WooCommerce, and WordPress, with feature support varying by platform. · developer.vippsmobilepay.com, 4 Oct 2026
- Login and loyalty
- The Login product lets customers register and sign in to a website or online loyalty club using Vipps or MobilePay. · vippsmobilepay.com, 4 Oct 2026
- Mobile platforms
- both · vippsmobilepay.com, 22 Sept 2026
- Notable limitation
- Vippsnummer and MobilePay-nummer cannot be used for online payments; webshops need a Payment Integration product. · developer.vippsmobilepay.com, 4 Oct 2026
- Payment situations
- Businesses can accept payments online, in person, remotely, or on a recurring basis. · vippsmobilepay.com, 4 Oct 2026
- Privacy
- Users must consent before their personal data is shared with a merchant, and online transactions show a payment ID instead of the customer's name in the business portal. · developer.vippsmobilepay.com, 4 Oct 2026
- Recurring payments
- Recurring Payments supports subscriptions, memberships, regular invoicing, rentals, parking, and recurring donations, with payments executed on their due dates. · vippsmobilepay.com, 4 Oct 2026
- Scheduled transfers
- Yes · vippsmobilepay.com, 22 Sept 2026
- Security
- Vipps MobilePay says it handles PSD2 strong customer authentication, including BankID and 3-D Secure, and uses PIN or biometrics plus device possession. · developer.vippsmobilepay.com, 4 Oct 2026
- Support
- The developer documentation directs account, app, invoice, and Vipps MobilePay number questions to the Help Center and offers integration guidance and API documentation. · developer.vippsmobilepay.com, 4 Oct 2026
- Transfer speed
- instant · vippsmobilepay.com, 22 Sept 2026
- Transfer tracking
- Yes · vippsmobilepay.com, 22 Sept 2026
- What it does
- Vipps MobilePay describes itself as a Nordic mobile wallet that makes it simple to pay and get paid. · vippsmobilepay.com, 4 Oct 2026
- Who it serves
- The company describes its merchant customers as ranging from small businesses such as food trucks to large stores and says it also serves partners and private users. · vippsmobilepay.com, 4 Oct 2026
Where Vipps MobilePay stands on Freedom251
- Money Transfer Apps#14 of 81