Side by side
If I Saved vs Kresus
Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan Web
If I Saved combines budgeting with investment, property, and retirement tracking, and allows manual use without a bank connection. Check the unspecified Plaid sync fee if automatic updates are important.
Visit If I Saved Free plan Self-hostedWeb
Kresus offers broad transaction analysis and budgeting without a software charge, plus several import and notification options. Self-hosting and unencrypted standalone storage make server security an important responsibility.
Visit KresusThe facts
| If I Saved | Kresus | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Web | Self-hosted, Web |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 2 | 1 |
| Maker | Not published | Not published |
| Website | ifisaved.com | kresus.org |
| On personal finance software | #59 of 181 | #63 of 181 |
If I Saved: what it does well
- Budgets support custom categories and sinking funds
- Manual entry and CSV import work without bank linking
- Retirement tools include scenario simulations
- Tracks property and investment accounts
- Read-only profiles can be shared with an advisor
What to know first
- No native iOS or Android app
- Plaid transaction updates have an unstated monthly fee
- Automatic sync is limited to supported US institutions
Kresus: what it does well
- Combines balances from multiple accounts
- Search and chart transaction activity
- Supports budgets, alerts, and report export
- Imports OFX and JSON data
- Multiple self-hosting installation methods
What to know first
- Standalone Kresus does not encrypt stored data
- SQLite can cause data loss
- Bank synchronization fetches overnight
- Users must secure their own server
Alternatives to If I Saved Alternatives to Kresus The whole list