Side by side
Helcim vs Lopay
Both stand on mobile payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIExtension+4
Helcim combines multiple payment channels with invoicing, recurring billing, payment links, and integrations. Its plan has no account monthly fees, but transaction rates vary and some payment types carry listed added fees.
Visit Helcim Free plan AndroidiPhoneWeb
Lopay covers in-person payments, payment links, and point-of-sale functions, with three plans listed without monthly fees. Check the Xero syncing and Tap to Pay requirements, and factor in shipping for listed US hardware.
Visit LopayThe facts
| Helcim | Lopay | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, API, Extension, iPhone, Mac, Web, Windows | Android, iPhone, Web |
| Lowest paid plan | Recurring payments: $0.40 a month | Free or on request |
| Plans published | 6 | 3 |
| Maker | Helcim | Not published |
| Website | helcim.com | lopay.com |
| On mobile payment processing software | #1 of 27 | #2 of 27 |
Helcim: what it does well
- Accepts payments in person, online, by invoice, and virtually
- Includes payment links and recurring payments
- Integrates with QuickBooks Online, Xero, and WooCommerce
- Daily payout schedule
- No account monthly fees
What to know first
- Recurring payments add 0.4% per transaction
- ACH/EFT-PAD costs 0.5% + 25¢ per transaction
- POS app is incompatible with Chromebooks and LG L322DL
- Phone support is limited to listed hours
Lopay: what it does well
- All three listed plans have no monthly fee.
- Payment links can be one-time or recurring.
- Point of sale supports product and stock management.
- In-app, email, and phone support are listed.
What to know first
- Daily Xero syncing excludes Ignite and lower or free plans.
- Tap to Pay has device and operating-system requirements.
- US hardware prices exclude shipping.