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Google Pay vs Google Wallet

Both stand on digital wallet apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Google Pay

Free plan AndroidiPhoneWeb

Google Pay provides checkout and tap-to-pay options using saved payment methods, with Google Wallet supporting stored cards and tickets. Availability varies by region and device, and payment provider processing fees still apply.

Visit Google Pay

Google Wallet

Free plan AndroidWeb

Google Wallet brings payment, transit, event, and loyalty items together, with support for several Google services and family supervision. Check device requirements and local feature availability before relying on a particular use.

Visit Google Wallet

The facts

Google PayGoogle Wallet
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, iPhone, WebAndroid, Web
Lowest paid planFree or on requestFree or on request
Plans published11
MakerGoogle PayNot published
Websitepay.google.comwallet.google
On digital wallet apps#11 of 44#15 of 44

Google Pay: what it does well

  • Autofill can use saved cards on Chrome and Android.
  • Android devices can tap to pay at store card readers.
  • Google Wallet can hold travel and loyalty cards.
  • Google says payment data is encrypted end-to-end.
  • Free to accept, apart from payment-provider processing fees.

What to know first

  • Features are available only in certain regions and devices.
  • Contactless payments require an Android phone with NFC.
  • Some virtual card options depend on card eligibility.

Google Wallet: what it does well

  • Stores cards, tickets, passes, keys, and IDs.
  • Tap to pay uses encrypted payment codes.
  • Supports transit cards and departure updates.
  • Free, with Android, Wear OS, Fitbit, and web availability.

What to know first

  • Contactless purchases require an Android phone with NFC.
  • Requires a Google Account and current Google Play Services.
  • Does not work on rooted devices or Android work profiles.
  • Feature availability varies by location.

Alternatives to Google Pay Alternatives to Google Wallet The whole list