Side by side
finbee vs PayDay
Both stand on automated savings apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhone
finbee offers several ways to build savings around goals, with a practice feature that does not require bank linking. Check the plan’s history access, Mizuho transfer limit and any applicable bank fee before choosing how to use it.
Visit finbee Free plan AndroidiPhoneWeb
PayDay combines automatic pay detection with configurable account splits and a view of upcoming bills. Check whether your bank is supported and note that access is currently through a waitlist.
Visit PayDayThe facts
| finbee | PayDay | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone | Android, iPhone, Web |
| Lowest paid plan | ベーシック: ¥3,000 a year | Free or on request |
| Plans published | 6 | 1 |
| Maker | Not published | Not published |
| Website | finbee.jp | payday.nz |
| On automated savings apps | #4 of 18 | #8 of 18 |
finbee: what it does well
- Set savings goals, amounts and deadlines.
- Rules include recurring, card-based and step-based savings.
- Practice savings without linking a bank account.
- Free plan includes savings history for active goals.
- No service fee is stated for finbee.
What to know first
- Free plan shows active-goal history for two years only.
- Completed-goal history is unavailable on the free plan.
- Android step savings requires Health Connect on version 8.5.0 or later.
- Mizuho transfers are limited to ¥500,000 per day.
PayDay: what it does well
- Adjusts percentage splits to the pay received.
- Shows balances across connected New Zealand accounts.
- Includes custom split rules and transfer history.
- Users can pause splits or revoke access.
What to know first
- Available through a waitlist during private testing.
- Several banks and credit unions are not yet available.
- Designed for New Zealand users.
Alternatives to finbee Alternatives to PayDay The whole list