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Emma vs Frollo App

Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Emma

Free plan WebiPhoneAndroid

Emma offers a free starting tier and paid plans with progressively more tracking, reporting, and account features. Choose by the specific tools and account options needed, since several are limited to higher tiers.

Visit Emma

Frollo App

Free plan AndroidiPhoneWeb

Frollo brings linked accounts, budgets, bill alerts and net-worth tracking into one app. It does not make account changes or approve payments, and connection options vary by institution.

Visit Frollo App

The facts

EmmaFrollo App
Free planYesYes
Open sourceNot publishedNot published
Runs onWeb, iPhone, AndroidAndroid, iPhone, Web
Lowest paid planPlus: £4.99 a monthFree or on request
Plans published41
MakerEmmaFrollo App
Websiteemma-app.comfrollo.com.au
On personal finance software#23 of 181#27 of 181

Emma: what it does well

  • Available on web, iOS, and Android.
  • Free Basic plan includes budgeting and subscription tracking.
  • Plus adds bill reminders and cashback.
  • Pro includes offline accounts and CSV export.
  • Ultimate includes unlimited bank logins.

What to know first

  • Net-worth tracking is listed under Pro.
  • Unlimited bank logins are listed under Ultimate.
  • The free Basic plan does not list bill reminders.

Frollo App: what it does well

  • Free plan has no ads or promotions.
  • Links multiple kinds of financial accounts.
  • Tracks budgets, bills and net worth.
  • Exports a PDF financial snapshot.

What to know first

  • Cannot change financial accounts.
  • Cannot approve payments or fund transfers.
  • Some users may choose credential-based screen scraping.

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