Side by side
Embed vs Razorpay Route
Both stand on payment facilitation platforms. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Choose Embed if your software platform needs integrated payment acceptance, configurable pricing, and fund distribution across multiple parties. Its sandbox and integration support also suit teams preparing payment operations for launch. The listed model has no free plan, and card charges and risk-based onboarding checks should be considered when evaluating costs.
Visit EmbedChoose Razorpay Route if your business needs to divide payments among linked sellers and control when each transfer settles. Its eligibility threshold and paid transfer pricing may make it unsuitable for businesses that do not meet the stated turnover requirements or do not need payment splitting.
Visit Razorpay RouteThe facts
| Embed | Razorpay Route | |
|---|---|---|
| Free plan | No | No |
| Open source | Not published | Not published |
| Runs on | API, Web | Android, API, iPhone, Web |
| Lowest paid plan | Free or on request | Standard Plan: $0.10, paid once |
| Plans published | 1 | 2 |
| Maker | Not published | Not published |
| Website | embed.co | razorpay.com |
| On payment facilitation platforms | #11 of 25 | #15 of 25 |
Embed: what it does well
- One integration covers ecommerce, point-of-sale, and subscription payments.
- Supports tiered, blended, and cost-plus pricing by customer segment.
- Balance accounts support split funds and scheduled or on-demand payouts.
- Sandbox includes test merchants, payment testing, credentials, and reconciliation reports.
- Offers domestic virtual IBANs across Europe safeguarded by tier-one banks.
What to know first
- There is no free plan.
- Card transactions include a €0.15 gateway fee plus interchange and 0.50%.
- Merchant onboarding and ongoing checks are priced by risk profile.
Razorpay Route: what it does well
- Split one payment among multiple linked accounts.
- Onboard vendors and sellers without physical paperwork.
- Schedule, defer, or hold transfers.
- Reverse transfers through APIs.
- Works with Subscriptions, Payment Links, Invoices, and Smart Collect.
What to know first
- No free plan is available.
- Access has turnover and transparency-information eligibility requirements.
- The Standard Plan charges $0.10, paid once, plus applicable GST.
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