Side by side
Dosh vs Jify
Both stand on earned wage access software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid AndroidWeb
Dosh offers eligible employees a way to receive some accrued wages before payday, with repayment taken from normal pay on the next payday. Check the fee and employer eligibility, and note that the default limit is one advance per week.
Visit Dosh Free plan Android
Choose Jify if your employer participates and you want earned salary access alongside financial wellness tools in an Android app. Check the employer-set withdrawal limit and processing fee, and note that three-EMI repayment depends on the employer selecting that option.
Visit JifyThe facts
| Dosh | Jify | |
|---|---|---|
| Free plan | Not published | Yes |
| Open source | Not published | Not published |
| Runs on | Android, Web | Android |
| Lowest paid plan | Employee wage access: 10 ZAR, paid once | Not published |
| Plans published | 1 | None |
| Maker | Not published | Not published |
| Website | dosh.co.za | jify.co |
| On earned wage access software | #10 of 16 | #6 of 16 |
Dosh: what it does well
- Access up to 25% of monthly salary before payday
- Approved funds often arrive within minutes
- No credit check or interest, according to Dosh
- Advance and fee are itemised on the payslip
What to know first
- Requires a participating employer with integrated payroll
- Charges a flat 10% fee on the amount requested
- One advance per week by default
- The app is Android-only for now; iOS is coming soon
Jify: what it does well
- Free account creation for employees
- Earned salary access carries no interest
- Includes bill pay, budgeting and financial counselling
- Savings options include digital gold and fixed deposits
- Connects with attendance, payroll and HRMS systems
What to know first
- Salary access depends on an employer partnership
- Employer inputs determine the available salary amount
- Earned salary access has a per-transaction processing fee