No. 12 of 16 ·Earned Wage Access Software

Jify

Android

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Freedom report

No signalScore 5.2

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedThinly documented

Jify is ranked #12 of 16 in earned wage access software on Freedom251. It runs on Android.

Compared on earned wage access software

Employee mobile app: Yes
Instant wage transfer: Yes
Payroll integration: Yes
Earnings data source: payroll
Transfer methods: bank
Eligibility rules: Yes

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The record

Product: Jify partners with corporates to provide employees on-demand salary access and financial wellness tools.
Financial tools: The app lists a credit score tracker, rewards, discount store, micro-savings tools and money manager.
Salary access fee: Jify says it charges no interest for earned salary access and lists a per-transaction processing fee as low as ₹ 5.
Employee cost: Creating a Jify app account is free and includes features such as bill pay, discounts, financial counselling, budgeting and savings tools.
Employer cost: Jify says there are no costs to the company for offering the service.
Eligibility limit: Employees can access Jify if their employer has partnered with it, and the portion of salary available varies based on employer inputs.
Repayment: The employer deducts the advance from month-end salary and pays Jify; repayment in three fixed EMIs is available only if the employer chooses that option.
Integrations: Jify says it integrates with attendance, payroll and HRMS systems, and employers can also use offline modalities.
Security: Jify says employee data is behind firewalls and is not shared with third parties for commercial purposes.
Security certifications: Jify says it uses Appknox and is ISO 27001 certified; its homepage also claims CISA certification.
Support: Jify lists customer support by phone at 08044656300 and by email at [email protected] or [email protected].
Company history: Jify says it is now part of the Moneyview entity.
Headquarters: Mumbai, Maharashtra, India

Where it ranks on Freedom251

Best Earned Wage Access Software in 2026#12 of 16

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Sources

jify.co· checked 5 Oct 2026
jify.co/faqs/· checked 5 Oct 2026
jify.co/about-us/· checked 5 Oct 2026