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Debt Manager Professional vs DMCC Processing Services

Both stand on debt management software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Debt Manager Professional

Free trial Windows

Debt Manager Professional focuses on client payoff plans, payment schedules, and customizable reports. At $295.95 as a one-time purchase, it may suit a single counselor or coach; teams should account for the additional licensing requirement.

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DMCC Processing Services

Paid Web

DMCC Processing Services focuses on file processing and disbursement workflows for credit counseling agencies. Agencies must apply, and fees depend on their selected services and transaction-record volume.

Visit DMCC Processing Services

The facts

Debt Manager ProfessionalDMCC Processing Services
Free planA free trialNot published
Open sourceNot publishedNot published
Runs onWindowsWeb
Lowest paid planDebt Manager Professional: $295.95, paid onceFree or on request
Plans published11
MakerNot publishedNot published
Websitezilchworks.comdmccservices.org
On debt management software#16 of 23#20 of 23

Debt Manager Professional: what it does well

  • Compares regular payoff results with an accelerated plan.
  • Generates a month-by-month payment schedule.
  • Reports can be branded for an organization or practice.
  • Evaluation copy allows client data analysis.
  • Includes a 30-day refund period under the stated terms.

What to know first

  • The evaluation copy disables saving and printing.
  • The license is for one user.
  • Multiple counselors need additional licensing.
  • Requires Microsoft Windows.

DMCC Processing Services: what it does well

  • Accepts proposal and disbursement files in any format.
  • Return files are available the following business day.
  • Manual checks can cover creditors that reject RPPS.
  • Agencies send disbursement funds directly to MasterCard.

What to know first

  • Pricing depends on services and transaction volume.
  • Participation requires an application.
  • Service is provided through agency sublicenses.

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