No. 16 of 23 ·Debt Management Software

Debt Manager Professional

Name: Debt Manager Professional
Price: 295.95 USD

Windows

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Freedom report

One barScore 5.0

Free tierNo free tier on record
Open codeNo open-source code on record
Runs widely1 of 6 device platforms
DocumentedPlans, terms and facts published

Debt Manager Professional is ranked #16 of 23 in debt management software on Freedom251. It runs on Windows. There is no free plan. A free trial is offered.

Debt Manager Professional plans and pricing

All plans

Debt Manager Professional $295.95 once One-time purchase. No subscription. Requires Microsoft Windows · Licensed user may install on work computer and laptop if only they use both · Additional licensing for multiple counselors zilchworks.com · 4 Oct 2026

Compared on debt management software

Free plan: No
Payoff strategies: both
Balance tracking: Yes
Creditor tracking: Yes
Counselor workspace: Yes

Best Debt Manager Professional alternatives

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Two bars Debt Payoff Planner Free tier No. 1$2/mo6.6 Two bars Monnelia Free tier No. 2$0.17/mo6.6 Two bars Undebt.it Free tier No. 3$0.83/mo6.6 One bar Debt Ladder Free tier No. 4Free6.5 One bar Debt Payoff Planner: Tracker Free tier No. 5$2.50/mo6.5 One bar Payoff Free tier No. 6£4.17/mo6.5

The record

Purpose: Debt Manager Professional helps counselors, coaches, agencies, and educators create branded payoff plans for client debt cases.
Debt inputs: Users enter creditor names, APRs, current balances, monthly payments, payoff strategy, start month, and pledge money.
Payoff reports: The software generates a payoff summary and a month-by-month payment schedule.
Strategy comparison: The payoff summary compares regular payoff results with an accelerated plan.
Pledge money: Extra monthly pledge money is applied to the current priority debt, and paid-off debt payments roll forward to the next debt.
Report branding: Users can customize report headers, footer lines, and presentation details for their organization or coaching practice.
Evaluation copy: The evaluation copy allows users to enter and analyze client data, but saving and printing are disabled.
Trial and guarantee: The maker offers an evaluation copy and a 30-day period for trying the product, with a 100% refund if requested within 30 days of purchase.
Support: A Quick Start Guide walks users through creating a client plan, and the product includes a Help menu link back to the guide.
License limit: One licensed user may install the software on a work computer and laptop if they are the only person using both installations; multiple counselors need additional licensing.
Privacy and security: ZilchWorks says it uses reasonable security measures and does not directly handle or store sensitive payment information, which is handled by its merchant-of-record partner.
Integrations: The maker's product page describes entering client debt data and generating reports but states no third-party integrations.
Founded: 1991

Where it ranks on Freedom251

Best Debt Management Software in 2026#16 of 23

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Sources

zilchworks.com/debt-manager-professional.asp· checked 4 Oct 2026
help.zilchworks.com/pro/quick-start-guide.php· checked 4 Oct 2026
zilchworks.com/privacy-policy.asp· checked 4 Oct 2026