Debt Manager Professional

What Debt Manager Professional is

Debt Manager Professional is Windows software for counselors, coaches, agencies, and educators preparing branded payoff plans for client debt cases. Users enter creditor names, APRs, balances, monthly payments, a payoff strategy, a start month, and any pledge money. The software produces a summary and month-by-month payment schedule, comparing regular results with an accelerated plan. Extra monthly pledge money goes to the current priority debt; when a debt is paid off, its payments roll forward to the next one. Users can tailor report headers, footer lines, and presentation details to their organization or coaching practice. An evaluation copy allows client data entry and analysis, but saving and printing are disabled. The maker offers a 30-day tryout period and a 100% refund if requested within 30 days of purchase. A Quick Start Guide walks through creating a client plan, and the Help menu links back to it. The one-time license costs 295.95 USD and allows one licensed user to install the software on a work computer and laptop if that person is the only user of both. Additional licensing is needed for multiple counselors.

Who it suits

It suits counselors, coaches, agencies, and educators who create branded debt payoff plans for clients. It is designed for a single licensed user, with additional licensing needed when multiple counselors use it.

Limits

The evaluation copy allows data entry and analysis but disables saving and printing. One licensed user may install the software on a work computer and laptop only if they are the sole user of both; multiple counselors need additional licensing.

Getting started

1. Visit https://www.zilchworks.com/debt-manager-professional.asp.
2. Download the evaluation copy to enter and analyze client data.
3. Use the Quick Start Guide to create a client plan.
4. Purchase the one-time license for 295.95 USD.
5. Install on a work computer and laptop if you are the only user of both.

Verdict

Debt Manager Professional focuses on client payoff plans, payment schedules, and customizable reports. At $295.95 as a one-time purchase, it may suit a single counselor or coach; teams should account for the additional licensing requirement.