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Clair vs Credvan

Both stand on earned wage access software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Clair

Paid AndroidAPIiPhone+1

Clair is an embedded On-Demand Pay feature for partner platforms, with payroll-based balance calculations and automatic repayment options. Employees should note that advances require eligibility review and that instant bank transfers cost $4.99.

Visit Clair

Credvan

Paid Web

Consider Credvan if your organization wants earned wage access tied to verified work data and tools for staffing hard-to-fill shifts. Employers who need published pricing or broad availability may prefer to look elsewhere; Credvan is in early access and pricing is on request.

Visit Credvan

The facts

ClairCredvan
Free planNot publishedNot published
Open sourceNot publishedNot published
Runs onAndroid, API, iPhone, WebWeb
Lowest paid planFree or on requestNot published
Plans published1None
MakerNot publishedNot published
Websitegetclair.comcredvan.com
On earned wage access software#7 of 16#11 of 16

Clair: what it does well

  • Embedded access requires no separate employee app or login.
  • Balances use payroll data in real time.
  • Can include tips processed through payroll as a pay item.
  • Repayment can run through payroll or ACH.
  • Standard bank transfers have no fee.

What to know first

  • Advances are subject to eligibility criteria and application review.
  • Instant transfers cost $4.99.
  • Standard transfers take 1–3 business days.
  • No employee mobile app is provided.

Credvan: what it does well

  • Employees can access verified unpaid wages before payday without a credit check.
  • Premium Shifts may unlock enhanced wage access after an eligible shift.
  • Employer analytics track staffing performance effects.
  • Free standard employee transfers are available.
  • Payroll and timesheet integrations are supported, with more than 100 providers named.

What to know first

  • The service is in early access with a select group of users and partners.
  • Pricing is available on request.
  • The listed platform is web.

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