Side by side
Circulus vs Ramp Bill Pay
Both stand on accounts payable automation software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Choose Circulus if your business needs invoice routing, purchase-order matching, and supplier payment options in one accounts payable platform. Check the listed monthly price and usage fees against your expected volume; SMB users need an active QuickBooks account for full bill-payment capabilities.
Visit Circulus
Ramp Bill Pay combines invoice capture, matching, approvals and multiple payment methods in one accounts-payable service. The Free plan has no monthly software fee, but payment fees and some integration requirements still apply.
Visit Ramp Bill PayThe facts
| Circulus | Ramp Bill Pay | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | No | Not published |
| Runs on | Android, API, iPhone, Web | Android, iPhone, Web |
| Lowest paid plan | Startup: $39.99 a month | Plus: $15 a month |
| Plans published | 5 | 3 |
| Maker | Not published | Not published |
| Website | circulus.io | ramp.com |
| On accounts payable automation software | #1 of 32 | #4 of 32 |
Circulus: what it does well
- Supports rules-driven, multi-step approval workflows.
- Matches purchase orders on two-, three-, or four-way terms.
- Accepts invoices through web, email, FTP, EDI/XML, and other routes.
- Offers check, ACH, and virtual-card payments.
- Android and iOS apps support invoice review and approval.
What to know first
- The listed AP Automation plan costs $481 a month.
- Additional users and payment transactions can incur fees.
- The SMB trial is limited to three users and specified complimentary services.
- Full SMB bill-payment capabilities require an active QuickBooks Desktop or Online account.
Ramp Bill Pay: what it does well
- OCR captures invoice details with 99% accuracy, Ramp says.
- Supports two-way and three-way purchase-order matching.
- Offers card, ACH, check and wire payments.
- Available on Android, iOS and web.
- Free plan has no monthly software fee.
What to know first
- Payment fees vary by method.
- Certain ERP integrations require Ramp Plus.
- Does not support Zelle payments.
- Ramp mails checks; customers cannot print them.
Alternatives to Circulus Alternatives to Ramp Bill Pay The whole list