Side by side
Chip vs N26
Both stand on savings apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidiPhone
Chip brings savings accounts, goals and investment products into one app, with optional automatic transfers. Review the autosave and platform fees, and note that investment performance is not covered by the stated FSCS limit.
Visit Chip Free plan AndroidiPhoneWeb
Visit N26 The facts
| Chip | N26 | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | Not published | Not published |
| Runs on | Android, iPhone | Android, iPhone, Web |
| Lowest paid plan | ChipX plan: £5.99 a month | N26 Smart: €4.90 a month |
| Plans published | 4 | 4 |
| Maker | Chip | Not published |
| Website | getchip.uk | n26.com |
| On savings apps | #2 of 13 | #6 of 13 |
Chip: what it does well
- Savings goals can include targets and dates
- Offers savings and investment accounts
- ChipX includes unlimited autosaves
- Support available on weekdays and weekends
What to know first
- Each Basic autosave costs 45p
- Basic investment access is limited to thirteen funds
- No branches, debit cards or ATM access
- Chip does not provide financial advice