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CashControl vs If I Saved

Both stand on personal finance software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

CashControl

Free plan WebiPhoneAndroid

CashControl offers a capped free budgeting setup and a monthly Pro plan with broader organization tools. Compare the free limits with your account, recurring-item, sharing, and forecasting needs.

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If I Saved

Free plan Web

If I Saved combines budgeting with investment, property, and retirement tracking, and allows manual use without a bank connection. Check the unspecified Plaid sync fee if automatic updates are important.

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The facts

CashControlIf I Saved
Free planYesYes
Open sourceNot publishedNot published
Runs onWeb, iPhone, AndroidWeb
Lowest paid planPro Plan: $4.99 a monthFree or on request
Plans published22
MakerCashControlNot published
Websitecashcontrolapp.comifisaved.com
On personal finance software#55 of 181#59 of 181

CashControl: what it does well

  • Available on web, iOS, and Android
  • Includes budgeting and bill tracking
  • Supports account syncing
  • Exports reports
  • Pro adds multi-user access and forecasts

What to know first

  • Free Plan limits accounts and recurring items
  • Pro costs $4.99 a month
  • Advanced tools require the Pro Plan

If I Saved: what it does well

  • Budgets support custom categories and sinking funds
  • Manual entry and CSV import work without bank linking
  • Retirement tools include scenario simulations
  • Tracks property and investment accounts
  • Read-only profiles can be shared with an advisor

What to know first

  • No native iOS or Android app
  • Plaid transaction updates have an unstated monthly fee
  • Automatic sync is limited to supported US institutions

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