Side by side
Cash App Taxes vs Lydia
Both stand on peer-to-peer payment apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free plan AndroidAPIiPhone+1
Cash App Taxes includes federal and state filing plus support for self-employment and investment income at no charge under its listed plan. Filers who need audit support should note that it is not offered.
Visit Cash App Taxes
Free plan AndroidiPhone
Lydia provides person-to-person transfers, mobile wallet functions, and money pots for private events. Review the transfer region and variable fees, particularly for some withdrawals and card transactions.
Visit LydiaThe facts
| Cash App Taxes | Lydia | |
|---|---|---|
| Free plan | Yes | Yes |
| Open source | No | Not published |
| Runs on | Android, API, iPhone, Web | Android, iPhone |
| Lowest paid plan | Free or on request | Free or on request |
| Plans published | 2 | 2 |
| Maker | Not published | Lydia |
| Website | cash.app | lydia.me |
| On peer-to-peer payment apps | #1 of 24 | #4 of 24 |
Cash App Taxes: what it does well
- Federal and state filing are included.
- Self-employment income is supported.
- Investment income is supported.
- Available on web, iOS, and Android.
What to know first
- Audit support is not included.
Lydia: what it does well
- Recipients do not need a Lydia account to receive a contact transfer.
- Money pots accept card, bank transfer, Apple Pay, and Google Pay.
- Pot creation and participation are free.
- Support is available in-app or by email, with a 12-hour average response.
What to know first
- Money pots are not for public donations or cause fundraising.
- Some pot withdrawals incur a 4% fee.
- Card-funded sends and top-ups cost 2.5% above €250 per month.
- Online card receipts cost 2.5%.
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