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Capital One Shopping vs Klarna

Both stand on shopping and price-tracking apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Capital One Shopping

Free plan AndroidiPhoneMac+2
Visit Capital One Shopping

Klarna

Free plan AndroidAPIiPhone+1

Klarna combines merchant checkout options with consumer payment choices and a free shopper app. Check regional availability, eligibility and applicable membership terms before relying on a particular payment option.

Visit Klarna

The facts

Capital One ShoppingKlarna
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, iPhone, Mac, Web, WindowsAndroid, API, iPhone, Web
Lowest paid planNot publishedKlarna Core membership: $4.99 a month
Plans publishedNone4
MakerNot publishedNot published
Websitecapitaloneshopping.comklarna.com
On shopping and price-tracking apps#7 of 63#3 of 63

Capital One Shopping: what it does well

    Klarna: what it does well

    • Supports web, in-app and in-person checkout
    • Offers pay-now, pay-later and instalment options
    • Integrates with Shopify, Adobe Commerce and WooCommerce
    • Free app includes payment management and delivery tracking

    What to know first

    • US Pay in 4 is unavailable in some locations
    • Pay in 4 requires eligibility and approval
    • Late fees may be up to $7.00
    • WooCommerce supports only full capture

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