Best Klarna Alternatives in 2026
Updated
20 apps from buy now, pay later platforms ranked against Klarna on the same published basis.
- 1Klarna vs Tabby
- 2Klarna vs ViaBill
- 3Klarna vs Afterpay
- 4Klarna vs Atome
- 5Klarna vs Billie
- 6Klarna vs PayJustNow
- 7Klarna vs Scalapay
- 8Klarna vs Tamara
- 9Klarna vs Zilch
- 10Klarna vs Affirm
- 11Klarna vs Aplazo
- 12Klarna vs Katapult
- 14Klarna vs Kueski Pay
- 15Klarna vs Oney
- 16Klarna vs Sezzle
- 17Klarna vs Sunbit
- 18Klarna vs Zip
- 19Klarna vs Addi
- 20Klarna vs FLOA
- 21Klarna vs Riverty
Klarna alternatives compared
| # | App | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | Tabby | 6.6 | Free plan | Free | Android, API, iOS, Web |
| 2 | ViaBill | 6.6 | Free plan | Free | Android, API, iOS, Web |
| 3 | Afterpay | 6.5 | Free plan | Free | Android, API, iOS, Web |
| 4 | Atome | 6.5 | Free plan | Free | Android, API, iOS, Web |
| 5 | Billie | 6.5 | Android, iOS, Web | ||
| 6 | PayJustNow | 6.5 | Android, iOS, Web | ||
| 7 | Scalapay | 6.5 | Android, API, iOS, Web | ||
| 8 | Tamara | 6.5 | Free plan | AED 19/mo | Android, iOS, Web |
| 9 | Zilch | 6.5 | Free plan | £2.99/mo | Android, iOS, Web |
| 10 | Affirm | 5.6 | Android, API, Browser, iOS, Web | ||
| 11 | Aplazo | 5.6 | Android, API, iOS, Web | ||
| 12 | Katapult | 5.6 | Android, API, iOS, Web | ||
| 14 | Kueski Pay | 5.6 | Android, API, iOS, Web | ||
| 15 | Oney | 5.6 | Android, API, iOS, Web | ||
| 16 | Sezzle | 5.6 | $13.99/mo | Android, API, iOS, Web | |
| 17 | Sunbit | 5.6 | Android, iOS, Web | ||
| 18 | Zip | 5.6 | Android, API, Browser, iOS, Web | ||
| 19 | Addi | 5.5 | Android, iOS, Web | ||
| 20 | FLOA | 5.5 | €1.25/mo | Android, iOS, Web | |
| 21 | Riverty | 5.5 | Android, API, iOS, Web |
Make your app an alternative to Klarna
See the priceThe sponsored alternative slot on this page is labelled Sponsored.
Questions about Klarna alternatives
What is the best alternative to Klarna?
Tabby, number 1 in buy now, pay later platforms with a score of 6.6 out of 10. The others here: ViaBill, Afterpay, Atome and 16 more.
What is the best free alternative to Klarna?
Tabby is the best-ranked alternative with a free plan. 6 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked free-and-open first: a usable free tier and open-source code, then the platforms it runs on and its documentation.