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Capital One AutoSave vs Monzo

Both stand on savings apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Capital One AutoSave

Free plan AndroidiPhoneWeb
Visit Capital One AutoSave

Monzo

Free plan AndroidAPIiPhone+1

Monzo combines a current account with budgeting, savings, investment, and travel features, and offers around-the-clock in-app support. Check plan eligibility and the 90-day renewal requirement for linked accounts before choosing it.

Visit Monzo

The facts

Capital One AutoSaveMonzo
Free planYesYes
Open sourceNot publishedNot published
Runs onAndroid, iPhone, WebAndroid, API, iPhone, Web
Lowest paid planNot publishedExtra: £3 a month
Plans publishedNone8
MakerNot publishedNot published
Websitecapitalone.commonzo.com
On savings apps#5 of 13#1 of 13

Capital One AutoSave: what it does well

    Monzo: what it does well

    • Salary Sorter divides income among separate Pots.
    • Cardholders can spend abroad without foreign transaction fees.
    • 24/7 support is available through in-app chat.
    • Eligible deposits are protected up to £120,000 per person.

    What to know first

    • Open Banking connections need renewal every 90 days.
    • Cash deposits cost £1 each.
    • Accounts are for UK residents.
    • Investments can go down as well as up.

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