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Benefitfocus vs Lumity

Both stand on employee benefits support software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Benefitfocus

Paid AndroidAPIiPhone+1

Benefitfocus is a fit for organizations that want employee enrollment, benefits administration, and year-round access across multiple benefit types. Its employee portal, administrator tools, and support for payroll deductions and ACA reporting cover several parts of benefits operations. Organizations needing health claims features in the mobile app should account for the Health Insights requirement.

Visit Benefitfocus

Lumity

Free plan AndroidiPhoneWeb

Consider Lumity if your company wants benefits brokerage, administration, employee guidance and compliance support in one service. The main reason to look elsewhere is that pricing requires a demo or contact, and some services may have separate charges.

Visit Lumity

The facts

BenefitfocusLumity
Free planNoYes
Open sourceNoNot published
Runs onAndroid, API, iPhone, WebAndroid, iPhone, Web
Lowest paid planFree or on requestFree or on request
Plans published21
MakerNot publishedNot published
Websitebenefitfocus.comlumity.com
On employee benefits support software#4 of 28#1 of 28

Benefitfocus: what it does well

  • Covers health, dental, vision, retirement, and other benefit types.
  • Employees can compare plans and manage contributions in a personalized portal.
  • Supports eligibility rules and all enrollment event types.
  • Includes payroll deductions, COBRA administration, and ACA reporting.
  • Offers API integrations and LIMRA LDEx exchange options.

What to know first

  • Some health claims features require Health Insights.
  • Citrix or VMware may not support all functionality.
  • Pricing is available through consultation rather than a listed amount.

Lumity: what it does well

  • Marketplace supports benchmarking, negotiations and plan comparison.
  • Searchable portal brings benefits documents and billing together.
  • Okta integration enables single sign-on to benefits enrollment.
  • Compliance calendar covers several listed notices and requirements.
  • Supports medical, dental, vision, commuter, HSA and FSA plans.

What to know first

  • Pricing is available by demo or contact.
  • Certain services may be charged separately based on state law and service complexity.

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