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Bank of America Mobile Point of Sale vs QuickBooks GoPayment

Both stand on mobile payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Bank of America Mobile Point of Sale

Paid AndroidiPhoneWeb

Choose Bank of America Mobile Point of Sale if you need mobile payment processing and sales reporting and already meet its Bank of America account requirements. Check the per-sale rates and unsupported transaction types against your payment needs before choosing it.

Visit Bank of America Mobile Point of Sale

QuickBooks GoPayment

Free plan AndroidiPhone

GoPayment offers several ways to accept payments and manage sales from a mobile device. Before using it, check account eligibility and the applicable processing fees; the app itself is free.

Visit QuickBooks GoPayment

The facts

Bank of America Mobile Point of SaleQuickBooks GoPayment
Free planNot publishedYes
Open sourceNot publishedNot published
Runs onAndroid, iPhone, WebAndroid, iPhone
Lowest paid planIn-person swipe, dip and tap payments: $0.10Free or on request
Plans published51
MakerNot publishedNot published
Websitebusiness.bankofamerica.comquickbooks.intuit.com
On mobile payment processing software#16 of 26#12 of 26

Bank of America Mobile Point of Sale: what it does well

  • Accepts swipe, dip, tap, and phone payments.
  • Receipts can be sent by email or text.
  • Supports recurring and offline payments.
  • Includes 24/7 U.S.-based Merchant Services technical support.
  • No long-term contracts or early termination fees are stated.

What to know first

  • Requires a Merchant Services account and business checking account.
  • Business Advantage 360 enrollment is required for Merchant Services.
  • PIN Debit, EBT, and gift card transactions are unsupported.
  • D135 requires a compatible merchant-supplied iOS or Android device.

QuickBooks GoPayment: what it does well

  • Accepts cards, cash, checks, and digital wallets.
  • Can create sales and collect invoice payments.
  • Sends receipts by email or text.
  • Tap to Pay on iPhone works without a reader.
  • The app itself is free.

What to know first

  • Requires a QuickBooks Payments account and approval.
  • Payment processing fees may apply.
  • Message and data rates may apply.
  • Tap to Pay requires iPhone XS or later and latest iOS.

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