Side by side
Bank of America Mobile Point of Sale vs Beacon Payments Mobile Payments
Both stand on mobile payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid AndroidiPhoneWeb
Choose Bank of America Mobile Point of Sale if you need mobile payment processing and sales reporting and already meet its Bank of America account requirements. Check the per-sale rates and unsupported transaction types against your payment needs before choosing it.
Visit Bank of America Mobile Point of Sale
Paid AndroidiPhone
Beacon Payments Mobile Payments combines mobile checkout tools with support for cards and mobile wallets. Pricing is interchange-plus but must be requested, and merchants need a Beacon account and reader.
Visit Beacon Payments Mobile PaymentsThe facts
| Bank of America Mobile Point of Sale | Beacon Payments Mobile Payments | |
|---|---|---|
| Free plan | Not published | Not published |
| Open source | Not published | Not published |
| Runs on | Android, iPhone, Web | Android, iPhone |
| Lowest paid plan | In-person swipe, dip and tap payments: $0.10 | Free or on request |
| Plans published | 5 | 1 |
| Maker | Not published | Not published |
| Website | business.bankofamerica.com | beaconpayments.com |
| On mobile payment processing software | #16 of 26 | #18 of 26 |
Bank of America Mobile Point of Sale: what it does well
- Accepts swipe, dip, tap, and phone payments.
- Receipts can be sent by email or text.
- Supports recurring and offline payments.
- Includes 24/7 U.S.-based Merchant Services technical support.
- No long-term contracts or early termination fees are stated.
What to know first
- Requires a Merchant Services account and business checking account.
- Business Advantage 360 enrollment is required for Merchant Services.
- PIN Debit, EBT, and gift card transactions are unsupported.
- D135 requires a compatible merchant-supplied iOS or Android device.
Beacon Payments Mobile Payments: what it does well
- Accepts chip, tap, and magnetic-stripe payments
- Supports Apple Pay, Google Pay, and Samsung Pay
- App includes receipts, reporting, and customer records
- Advertises 24/7/365 U.S.-based phone support
What to know first
- Requires a Beacon merchant account
- No numeric rate is listed
- Requires a Bluetooth card reader
Alternatives to Bank of America Mobile Point of Sale Alternatives to Beacon Payments Mobile Payments The whole list