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Apex Reader vs Bank of America Mobile Point of Sale

Both stand on mobile payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

Apex Reader

Paid AndroidiPhoneWeb

Apex Reader combines a phone-paired card reader with receipts, refunds, and real-time dashboard syncing for mobile sales. Check phone compatibility and request pricing before choosing it.

Visit Apex Reader

Bank of America Mobile Point of Sale

Paid AndroidiPhoneWeb

Choose Bank of America Mobile Point of Sale if you need mobile payment processing and sales reporting and already meet its Bank of America account requirements. Check the per-sale rates and unsupported transaction types against your payment needs before choosing it.

Visit Bank of America Mobile Point of Sale

The facts

Apex ReaderBank of America Mobile Point of Sale
Free planNot publishedNot published
Open sourceNot publishedNot published
Runs onAndroid, iPhone, WebAndroid, iPhone, Web
Lowest paid planNot publishedIn-person swipe, dip and tap payments: $0.10
Plans publishedNone5
MakerNot publishedNot published
Websiteapexonepayments.combusiness.bankofamerica.com
On mobile payment processing software#17 of 26#16 of 26

Apex Reader: what it does well

  • Accepts contactless, chip, and swipe payments
  • Works without a separate data plan
  • Sales sync to the dashboard in real time
  • Apex lists a two-year device warranty

What to know first

  • Requires a compatible phone and the Apexonepayments app
  • Pricing is on request
  • Battery charges via micro-USB

Bank of America Mobile Point of Sale: what it does well

  • Accepts swipe, dip, tap, and phone payments.
  • Receipts can be sent by email or text.
  • Supports recurring and offline payments.
  • Includes 24/7 U.S.-based Merchant Services technical support.
  • No long-term contracts or early termination fees are stated.

What to know first

  • Requires a Merchant Services account and business checking account.
  • Business Advantage 360 enrollment is required for Merchant Services.
  • PIN Debit, EBT, and gift card transactions are unsupported.
  • D135 requires a compatible merchant-supplied iOS or Android device.

Alternatives to Apex Reader Alternatives to Bank of America Mobile Point of Sale The whole list