Side by side
Acorns vs SoFi
Both stand on robo-advisor apps. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Paid WebiPhoneAndroid
Visit Acorns Free plan AndroidiPhoneMac+2
SoFi combines banking, investing, account tracking, and financial guidance, with a free Coach option for eligible members. Check regional availability for the specific products you need.
Visit SoFiThe facts
| Acorns | SoFi | |
|---|---|---|
| Free plan | No | Yes |
| Open source | Not published | Not published |
| Runs on | Web, iPhone, Android | Android, iPhone, Mac, Web, Windows |
| Lowest paid plan | Bronze: $4 a month | SoFi Plus: $10 a month |
| Plans published | 3 | 5 |
| Maker | Acorns | SoFi |
| Website | acorns.com | sofi.com |
| On robo-advisor apps | #3 of 24 | #1 of 24 |
Acorns: what it does well
SoFi: what it does well
- Banking includes bill pay, transfers, and mobile check deposit.
- Invest offers self-directed and robo investing.
- Relay links outside accounts and tracks credit scores.
- Coach provides chat-based financial insights around the clock.
What to know first
- Coach does not recommend stocks or execute trades.
- Several listed products are limited to the United States.
- SoFi Plus costs $10 a month.