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Best Robo-Advisor Apps in 2026

Robo-advisor apps let you oversee investment portfolios with services that can include goal-focused portfolios, retirement accounts and portfolio tailoring. This list is for people comparing investment tools on a budget.

  1. 1

    SoFi

    by SoFi
    Free plan AndroidiPhoneMac+2

    SoFi combines banking, investing, account tracking, and financial guidance, with a free Coach option for eligible members. Check regional availability for the specific products you need.

    7.1 Free plan · paid from $10/mo Visit site
  2. 2

    SigFig Wealth Management

    Free plan AndroidiPhoneWeb
    6.3 Free plan Visit site
  3. 3

    Acorns

    by Acorns
    Paid WebiPhoneAndroid
    6.0 From $4/mo Visit site
  4. 4

    Betterment

    Paid AndroidiPhoneWeb

    Betterment combines automated investing with cash products and self-directed trading, alongside retirement planning.

    5.9 Free plan · paid from $5/mo Visit site
  5. 5

    Raiz

    by Raiz
    Paid AndroidiPhoneWeb

    Raiz combines automated deposits and several portfolio choices with goal, child-account, and spending-tracking features.

    5.5 From 2.50 AUD/mo Visit site
  6. 6

    Stockspot

    by Stockspot
    Paid AndroidiPhoneWeb
    5.4 Visit site
  7. 7

    Ally Invest Robo Portfolios

    Paid AndroidiPhoneWeb
    5.1 From $0/yr Visit site
  8. 8

    CI Direct Investing

    Paid AndroidiPhoneWeb
    5.1 Visit site
  9. 9

    InvestEngine Managed Portfolios

    Paid AndroidiPhoneWeb
    5.1 Visit site
  10. 10

    E*TRADE Core Portfolios

    Paid AndroidiPhoneWeb
    5.0 From $1.50/yr Visit site
  11. 11

    Questwealth Portfolios

    Paid AndroidiPhoneWeb
    5.0 Visit site
  12. 12

    Merrill Guided Investing

    Paid AndroidiPhoneWeb
    4.9 Visit site
  13. 13

    Qtrade Guided Portfolios

    Paid AndroidiPhoneWeb
    4.9 Visit site
  14. 14

    quirion

    Paid AndroidiPhoneWeb
    4.9 Visit site
  15. 15

    Sarwa

    Paid AndroidiPhoneWeb
    4.9 From $7/mo Visit site
  16. 16

    Moneyfarm

    Paid AndroidiPhoneWeb
    4.8 Visit site
  17. 17

    BMO SmartFolio

    Paid Web
    4.7 Visit site
  18. 18

    True Wealth

    Paid AndroidiPhoneWeb
    4.7 Visit site
  19. 19

    Wealthfront

    Paid AndroidiPhoneWeb
    4.7 Visit site
  20. 20

    Wealthsimple Managed Investing

    Paid AndroidiPhoneWeb
    4.6 Visit site
  21. 21

    Revolut Robo-Advisor

    Paid AndroidiPhone
    4.5 Visit site
  22. 22

    Syfe Managed Portfolios

    Paid AndroidiPhoneWeb
    4.5 Visit site
  23. 23

    Wells Fargo Intuitive Investor

    Paid AndroidiPhoneWeb
    4.4 Visit site
  24. 24

    Wealthify

    Paid AndroidiPhoneWeb
    4.3 Visit site

#1Places #1, #2, #3, #4, #5 on this list can be bought by the makers of the software on it. See the price

When comparing apps, look at free availability, paid pricing and any required starting investment. Also review tax-loss harvesting, access to human advisors, socially responsible choices and supported platforms. If code access matters, review the licence; if a free trial is offered, check its terms.

Questions

Do robo-advisor apps have free plans?

Some items in this category offer a free plan. Check the listing and current terms to confirm whether the app you want has one.

What costs should I compare?

Compare the pricing model and the paid-from price. Listings can show prices from $0 per year, $1.50 per year or $5 per month.

Can I start with a small investment?

Look up the app’s stated minimum investment before deciding. The required amount can differ between services.

Do these apps offer human advisors?

Whether human advisor access is included is one way to compare this category. Review the listing to see whether the service includes it.

Which platforms are supported?

Listings cover iOS, web, Android, macOS and Windows. Confirm platform support for the app you want.

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