Side by side
ACHPAY.AI vs OpenACH
Both stand on ach payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.
Free trial APIWeb
Visit ACHPAY.AI Free plan Open source AndroidAPIiPhone+3
Choose OpenACH if you need ACH processing with a bring-your-own-bank setup and want an API, NACHA libraries or self-hosted deployment. Organizations distributing it with products without GPL source distribution should consider the separate commercial license.
Visit OpenACHThe facts
| ACHPAY.AI | OpenACH | |
|---|---|---|
| Free plan | Not published | Yes |
| Open source | Not published | Yes |
| Runs on | API, Web | Android, API, iPhone, Linux, Self-hosted, Web |
| Lowest paid plan | See the plans | Free or on request |
| Plans published | 1 | 2 |
| Maker | Not published | Not published |
| Website | achpay.ai | openach.com |
| On ach payment processing software | #2 of 21 | #1 of 21 |
ACHPAY.AI: what it does well
OpenACH: what it does well
- Open-source software is available under GPL v3.0.
- Supports recurring ACH payments and ACH credits.
- REST/JSON API connects business software to ACH processing.
- NACHA libraries convert data into NACHA files.
- Can be installed from a Docker image or source.
What to know first
- Free GPL plan requires open-source applications distributed under GPL v3.0.
- Distributors that do not distribute GPL source need a separate commercial license.
- Docker setup requires protecting the configuration file containing the encryption key.
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