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ACH Payments vs GoACH

Both stand on ach payment processing software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

ACH Payments

Paid APIWeb

ACH Payments combines online payment management, hosted payment pages, and API access. The listed ChurchSquare plan has a monthly total and additional transaction and return fees to account for.

Visit ACH Payments

GoACH

Paid APIWeb

GoACH pairs ACH processing with compliance reporting, monitoring, a browser terminal, and API access. Ask about account pricing, fees, and reserve requirements before deciding whether it fits your processing needs.

Visit GoACH

The facts

ACH PaymentsGoACH
Free planNot publishedNot published
Open sourceNoNot published
Runs onAPI, WebAPI, Web
Lowest paid planSee the plansFree or on request
Plans published41
MakerNot publishedNot published
Websiteach-payments.comgoach.com
On ach payment processing software#8 of 21#12 of 21

ACH Payments: what it does well

  • Supports recurring ACH and card payments.
  • Hosted payment pages allow custom fields.
  • QuickBooks module includes reporting and tokenization.
  • ChurchSquare payment histories update in ChurchSquare.
  • Company offers a 100% processing-fee refund in first 60 days.

What to know first

  • ChurchSquare plan lists $20.00 monthly for three accounts.
  • ACH transactions cost .35 each, plus .01 gateway fee.
  • Returns cost $2.50 each.

GoACH: what it does well

  • Supports recurring ACH payments and ACH credits
  • Same-day ACH is available before the cutoff window
  • Browser terminal works without installation or API integration
  • REST API covers transactions, returns, deposits, and reporting

What to know first

  • Pricing is available on request only
  • Same-day ACH costs extra
  • Reserve requirements are set during underwriting

Alternatives to ACH Payments Alternatives to GoACH The whole list