Side by side

AccessPay vs Flinks

Both stand on bank connectivity software. Which one you can start free with, which one lets you read the code, and what each costs once you pay.

AccessPay

Paid APIWeb

AccessPay brings multiple payment rails, bank connections, and payment controls together for finance and treasury workflows. Its subscription price depends on the requested configuration, and setup and bank fees are additional considerations.

Visit AccessPay

Flinks

Paid AndroidAPIiPhone+1

Flinks combines connectivity, enrichment, document processing, and payments in one platform. Its starting price is $250/mo, with usage limits and contract overage terms to consider.

Visit Flinks

The facts

	AccessPay	Flinks
Free plan	Not published	No
Open source	Not published	Not published
Runs on	API, Web	Android, API, iPhone, Web
Lowest paid plan	Free or on request	Flinks Enrich Starter: $250 a month
Plans published	1	10
Maker	Not published	Not published
Website	accesspay.com	flinks.com
On bank connectivity software	#23 of 71	#27 of 71

AccessPay: what it does well

Supports six listed payment channels
Connects finance applications with more than 11,000 banks worldwide
Offers payment, beneficiary, and sanctions screening
Lists MFA or SSO, access controls, and audit trails
24/7 support is available

What to know first

Pricing is available on request
Initial setup has a one-time professional services fee of 25%
Bank fees are separate
Payment schemes may impose transaction value limits

Flinks: what it does well

Connects to 15,000+ North American institutions
Provides 4,500+ real-time enrichment attributes
Processes bank documents and void cheques
Supports EFT and Interac e-Transfer rails
Offers free sandbox API access

What to know first

No free plan or self-serve trial
Standard agreements require one-year terms
Monthly minimum commitments apply
Pay is currently available in Canada only

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