Best Banking-as-a-Service Platforms in 2026
Updated
31ranked
0free plans on this page
11 Oct 2026last checked
0 of 1 with known pricing have a free tier;0 apps show full bars: free, open, on most devices and documented.
| # | App | Signal | Free tier | Open code | Devices | From | Score |
|---|---|---|---|---|---|---|---|
| 26 | Airwallex Embedded FinanceWeb · API | One bar | 1 of 6 | 5.0 | |||
| 27 | BanklyWeb · API | One bar | 1 of 6 | 5.0 | |||
| 28 | HighnoteWeb · API | One bar | 1 of 6 | 5.0 | |||
| 29 | Increase ACHWeb · API | One bar | No | 1 of 6 | 5.0 | ||
| 30 | Integrated FinanceWeb · API | One bar | 1 of 6 | 5.0 | |||
| 31 | ClearBank Embedded BankingAPI | One bar | 0 of 6 | 4.9 |
Compare all 6 in a table
| # | App | Score | Free plan | Paid from | Card issuing | Embedded accounts |
|---|---|---|---|---|---|---|
| 26 | Airwallex Embedded Finance | 5.0 | No | Yes | Yes | |
| 27 | Bankly | 5.0 | No | Yes | Yes | |
| 28 | Highnote | 5.0 | No | |||
| 29 | Increase ACH | 5.0 | No | |||
| 30 | Integrated Finance | 5.0 | No | Yes | Yes | |
| 31 | ClearBank Embedded Banking | 4.9 | No | Yes |
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