Waltio

Waltio is a crypto portfolio tracker and tax-reporting service for investors with activity spread across exchanges, wallets, blockchains, and DeFi. It is most suitable for users in one of its supported jurisdictions who can stay within a plan’s transaction allowance. Its broad import coverage and specialist tax features are compelling, but country-specific filing support, annual quotas, and desktop-only document export should decide whether it fits.

Overview

Waltio tracks crypto wealth in real time, including allocation and performance comparisons, while calculating capital gains and losses for tax reporting. Its calculations can incorporate staking, farming, lending, mining, airdrops, DeFi transactions, and NFTs, so it is aimed at more than straightforward buy-and-hold portfolios. It also says it tracks more than 10,000 assets and automatically identifies spam tokens.

Country support includes Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Egypt, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, India, Indonesia, Ireland, Italy, Japan, Kenya, Latvia, Lithuania, Mexico, Morocco, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, South Korea, and Spain. Localized formats include France’s Form 2086 and Form 3916-3916bis, Germany’s Anlage SO, the UK’s SA108 and SA100, and annual capital-gains declaration annexes. In countries without a localized form, the result may be raw calculations that require a tax adviser to map into a return.

Key features

More than 700 exchange, wallet, and blockchain integrations give Waltio a strong consolidation story. You can connect read-permission API keys, public wallet addresses, or uploaded transaction-history files. Read-only access limits what a connected service can do, while Waltio says API keys, addresses, and wallets are encrypted with Amazon KMS. It also says passwords are hosted on Auth0, two-factor authentication is available, infrastructure runs on AWS, and user data is not sold. An email address and tax residency are required rather than KYC documents.

Crypto-tax specialists provide help by email or live chat; Unlimited customers receive priority support. The iPhone app requires iOS 15 or later and covers portfolio tracking, tax calculations, and ready-to-file reports. However, document export is not available in the mobile app, so downloading reports requires a computer.

Pricing

The free plan costs 0.00 EUR and includes unlimited exchanges and wallets, CeFi and wallet portfolio tracking, manual profit-and-loss calculations, and a foreign-accounts form. It is useful for monitoring holdings or preparing a simple manual overview, but it omits automated P&L and has no paid-plan document-export workflow.

Lite costs €39 a year, billed yearly, and allows up to 50 transactions. It adds automated P&L, a capital-gains-and-losses report, and document export while retaining unlimited exchanges and wallets. This is the entry point for a small, report-focused portfolio; frequent traders will outgrow it quickly.

Starter is €99 a year for up to 1,000 transactions, with CeFi and DeFi tracking, automated P&L, a step-by-step filing guide, and document export. Smart costs €249 a year for up to 10,000 transactions with the same core features, making it the practical tier for active investors. Unlimited costs €999 a year and removes the transaction ceiling, adds repatriation-of-funds handling and a tax-audit document, and includes priority support. The higher tiers justify their price mainly when transaction volume or audit and support needs exceed the lower plans.

Platforms

Waltio is offered on the web and iOS. The iPhone app supports tracking and tax calculations, but report downloads are computer-only, so users who work entirely from a phone cannot complete the document-export step there.

Who it's for

Choose Waltio if you need one place for a multi-service crypto portfolio and tax activity that includes DeFi, staking, lending, mining, airdrops, or NFTs. It is particularly appropriate when your tax residence has a localized Waltio format and your transaction count matches Lite, Starter, Smart, or Unlimited. It is less suitable when you need mobile-only document handling, a jurisdiction without localized forms, or a very high volume on a modest budget.

Pros and cons

• Pros: More than 700 connection sources and three import methods make consolidation practical.
• Pros: Coverage of DeFi, NFTs, staking, farming, lending, mining, and airdrops goes beyond basic capital-gains tracking.
• Pros: Read-only connections, encryption using Amazon KMS, optional two-factor authentication, and no sale of user data address common security and privacy concerns.
• Cons: Lite stops at 50 transactions, while higher allowances become expensive at 1,000, 10,000, and unlimited transactions.
• Cons: Users outside localized jurisdictions may need a tax adviser to turn calculations into a filing.
• Cons: Documents cannot be exported from the mobile app.

Alternatives

Browse Crypto Tax Software for a wider comparison. Pick Blockpit instead if Android support, a free trial, or separate source-of-funds credits matter. Coinpanda is an alternative for Android users seeking a free 25-transaction tier and tax plans priced in US dollars. Choose CoinTracking if you want Android, API, iOS, and web access plus a seven-day unlimited-import trial. rotki suits users wanting Linux, macOS, Windows, or self-hosted software. Koinly offers a free-forever tier with up to 10,000 transactions and unlimited wallets. Awaken Tax is a web alternative with a free 100-transaction Minnow plan. Bitcoin.Tax fits users seeking a one-time-per-tax-year premium purchase. CoinLedger is another web option with free portfolio tracking and a one-time Hobbyist plan.

Verdict

Waltio is a strong choice for investors who need broad exchange and wallet connectivity, detailed crypto-activity classification, and tax reports in a supported country. Choose it when localized filing and your transaction volume justify the plan; look elsewhere if you need cheaper high-volume coverage, mobile document export, or support for a jurisdiction that requires manual tax-form mapping.