Stripe Identity

What Stripe Identity is

Stripe Identity programmatically confirms user identities to help businesses address fraud while limiting friction for legitimate customers. It verifies government ID documents from over 100 countries, captures IDs, extracts document data, and provides access to collected images and selfies. Stripe says machine learning helps identify fake IDs and spoofed photos, and the service can compare an ID photo with a selfie. It can validate Social Security numbers and addresses against databases, but ID number lookup is currently limited to US Social Security numbers. Businesses can embed Identity using pre-built libraries and SDKs; Stripe Connect onboarding can request additional checks based on platform risk signals. The verification experience supports mobile and web capture, customizable branding and colors, and 53 languages. Stripe describes uses including KYC onboarding, marketplace trust and safety, fraud reduction, and account-takeover prevention. It says users consent before sharing data and can manage, retrieve, and delete it. ID number lookup costs $0.50 per lookup; ID document verification and selfie costs $1.50 per verification, with the first 50 verifications free. Availability is listed for users in 36 countries.

Who it suits

Stripe Identity suits businesses that need identity checks for onboarding, marketplace trust and safety, fraud reduction, or account-takeover prevention. The ID number lookup may be relevant to US Social Security number checks.

Limits

The first 50 ID document verification and selfie verifications are free; subsequent verifications are listed at $1.50, paid once. ID number lookup is currently available only for US Social Security numbers and costs $0.50, paid once.

Getting started

1. Visit https://stripe.com/identity.
2. Use the web, Android, iOS, or API platform.
3. Embed verification with pre-built libraries and SDKs.
4. Use the dashboard and API to integrate Identity.
5. For more than 2,000 identities per month or a unique business model, contact sales about custom pricing.

Verdict

Stripe Identity combines document checks, selfie comparison, and embedded verification options. Consider its country availability and US-only ID number lookup limit when assessing a particular verification flow.