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SpruceHOA

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What SpruceHOA is

SpruceHOA is web-based software for self-managed homeowners associations and community associations; it does not manage the association itself. It provides a homeowner portal, online dues collection, violation tracking, maintenance requests, accounting, and document storage. Boards can track lots, units, owners, ownership history, transfers, and photos, and configure recurring dues, special assessments, late fees, and bank or card payments through Stripe. Community tools include discussions, meetings, voting, events, reservations, bulletin boards, document records, and custom forms. Accounting includes a cash book, budget-versus-actual tracking, delinquency reports, and aging reports. Payments settle into the association’s bank account, while database controls limit each resident to their own information. Records and documents can be exported, with data retained for 90 days after cancellation. Plans start at $12.00 per month, with a 60-day trial and no free plan. A plan for up to 100 homes costs $59.00 per month. Mobile apps are not available, and the product is in early access.

Who it suits

It suits volunteer boards, self-managed HOAs, condo and townhome communities, and voluntary or civic associations. It is intended for groups wanting resident, payment, maintenance, accounting, and document tools together.

What it does well

  • Resident portal and online dues collection
  • Tracks lots, owners, and transfers
  • Includes accounting and delinquency reports
  • Exportable records and documents
  • No setup fee or per-door charge

What to know first

  • No free plan
  • Mobile apps are unavailable
  • Product is in early access
  • Data remains 90 days after cancellation

Plans

PlanBilled and limitsPrice
Smallest communitiesStarts at $12 a month · Community size determines price$12 a month
Up to 100 homes$59/mo · Up to 100 homes · All modules included · Unlimited board members and homeowners$59 a month
Up to 100 homes$649/year — one month free · Up to 100 homes · All modules included · Unlimited board members and homeowners$649 a year

As sprucehoa.com lists them, read 9 Oct 2026. The maker's own page has the final word.

Verdict

SpruceHOA brings resident access and association administration into one web service. Consider its paid pricing, lack of mobile apps, early-access status, and community-size billing before adopting it.

Facts from SpruceHOA's own pages

Access controls
The site says each resident sees only their own information, enforced at the database level. · sprucehoa.com, 9 Oct 2026
Accounting
The product includes a cash book, budget-versus-actual tracking, and reports including delinquency and aging. · sprucehoa.com, 9 Oct 2026
Association accounting
Yes · sprucehoa.com, 24 Sept 2026
Audience
It is built for volunteer boards, self-managed HOAs, condo and townhome communities, and voluntary or civic associations. · sprucehoa.com, 9 Oct 2026
Availability
The site describes SpruceHOA as in early access and says it is in its final testing phase, with release targeted for late Q3 2026. · sprucehoa.com, 9 Oct 2026
Communications
Boards can email the whole community or a segment with merge fields and per-recipient delivery tracking; the page says text messaging is on the way. · sprucehoa.com, 9 Oct 2026
Community tools
Features include a homeowner portal, bulletin board, discussions, meetings, voting, events, violations, document records, reservations, and custom forms. · sprucehoa.com, 9 Oct 2026
Data export and retention
Associations can export records and uploaded documents from Settings at any time, and the site says data is kept for 90 days after cancellation. · sprucehoa.com, 9 Oct 2026
Document storage
Yes · sprucehoa.com, 24 Sept 2026
Dues and payments
It supports recurring dues, special assessments, automatic late fees, and online bank transfer or card payments through Stripe. · sprucehoa.com, 9 Oct 2026
Free plan
No · sprucehoa.com, 24 Sept 2026
Integrations and services
The site lists Stripe for dues payments, Cloudflare for hosting and security, Supabase for database and sign-in, Resend for email delivery, Twilio for text messages, LetterStream for printed and certified mail, and Plaid for bank account feeds. · sprucehoa.com, 9 Oct 2026
Maintenance requests
Yes · sprucehoa.com, 24 Sept 2026
Mobile apps
No · sprucehoa.com, 24 Sept 2026
Online dues collection
Yes · sprucehoa.com, 24 Sept 2026
Payment handling
The site says online payments settle into the association's own bank account and SpruceHOA does not hold funds or take a cut of dues. · sprucehoa.com, 9 Oct 2026
Pricing limits
Pricing is a flat price based on community size, with no setup fee or per-door charge; the page says plans renew automatically and cancellation is available up to 14 days before renewal. · sprucehoa.com, 9 Oct 2026
Property records
The product tracks lots and units, owners, ownership history, transfers, and photos. · sprucehoa.com, 9 Oct 2026
Purpose
SpruceHOA is software for self-managed HOAs and community associations; it does not manage the association. · sprucehoa.com, 9 Oct 2026
Resident portal
Yes · sprucehoa.com, 24 Sept 2026
Paid from
12 · sprucehoa.com, 24 Sept 2026
Support and setup
The site says associations can set up without an implementation project or consultant, and offers contact by email for larger communities or people who want to speak with someone. · sprucehoa.com, 9 Oct 2026
Violation tracking
Yes · sprucehoa.com, 24 Sept 2026

Where SpruceHOA stands on Freedom251

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